Vital Financial Software Launches First Fully Automated Debt Settlement Program Offering Consumers Credit Card Debt Relief

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Unique Success-Based Software Application Complies with New FTC Rules

Vital Financial Software LLC is pleased to announce the official launch of its newest Web-based Software Solution to help consumers and their creditors resolve their unsecured credit card debt. As of today, qualified consumers can enroll online for free to access this user-friendly debt settlement software. There are no upfront charges for the service and the company receives no money until the debt is settled and paid.

Fully compliant with the new Federal Trade Commission governing Debt Settlement, the Vital subscriber is always in control of this fully transparent program, which is accessible 24/7. The consumer is provided many powerful tools such as the Unsecured Debt Balance Calculator. With one click, the calculator displays the significant difference between establishing a settlement plan with creditors now as opposed to making minimum monthly payments. The settlement plan allows the Vital subscriber to spend far less money over a much shorter period of time as the debt is paid off.

Enrollment into Vital Financial Assistance program consists of three easy steps. Plus, all the information on these forms will automatically populate the database; eliminating the need to re-enter any data as the subscriber employs the software. The only requirement is that subscribers possess a valid e-mail address.

The Vital Financial Software program automatically generates and tracks settlement proposal letters and counter offers, settlement savings deposits, and populates easy-to-read charts and bar graphs. The system also automatically creates and distributes Cease and Desist letters to collection agencies to try to stop harassing phone calls to Vital subscribers.

Convenience and ease of application are the hallmarks of the Vital Financial Software. Examples include the “Budget Manager”, which allows subscribers to list all their expenses and income to determine the amount of disposable income available to settle their debts; and the “Vital Information Tree”, a quick reference to settlement letters and other written communication generated automatically by Vital or manually by the subscriber.

Since FTC regulations now require all consumers use a Trust Account for the purpose of debt settlement, all of the subscriber’s settlement savings are deposited into a NoteWorld Trust Account, a secure payment servicing company exclusively employed by Vital. An added benefit, available only to Vital subscribers, is the establishment of a link from the subscribers’ NoteWorld Trust Account to their Vital Financial Software account. This permits the subscriber to view all account activity on the Vital website. In addition, if the subscriber decides to cancel his/her subscription, all funds deposited into the NoteWorld Trust Account will be refunded to the subscriber, less NoteWorld’s $12.50 monthly account maintenance fee.

By combining this user-friendly program with Vital Credit Coach, the subscriber is further empowered by a comprehensive credit rebuilding program that teaches them how to restore their credit, provides $25,000 Identity Theft Insurance, and includes a 24/7 Fraud Resolution Service should the subscriber become a victim of fraud. Thus completing an impressive program of features, services, and benefits that are unique to the Vital Financial Assistance Software program and most importantly, offer a tremendous alternative to thousands of Americans for the successful resolution of their debt crisis.

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Charo Hidalgo-Gato
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