...new creative and affordable insurance policies have been developed to address limitations...
Tulsa, OK (PRWEB) September 17, 2010
Dynamic changes always occur in the healthcare industry and with the advent of healthcare reform; individuals are unsure how their specific needs should be addressed. As a general practice providers know firsthand the ins and outs of the health care and health insurance industries. Rosenheck Insurance, now offers solutions to people of diverse backgrounds and needs regarding their dental, vision & hearing insurance. Specializing in finding affordable insurance plans for Americans of all ages, while still meeting their unique needs Rosenheck Insurance is now offering superb Texas Dental, Vision and Hearing Insurance and Oklahoma Dental, Vision and Hearing Insurance to their clients. These plans are in addition to the wide spread solutions for Oklahoma Medicare Supplement Insurance, Texas Medicare Supplement Insurance, Oklahoma Medigap Insurance and Texas Medigap Insurance Rosenheck already offers to their clients. Rosenheck endeavors to keep their clients informed regarding the changing events in the healthcare industry and offering solutions to their clients’ needs, allowing them to better weather these ever changing waters.
With healthcare costs rising and employers looking to cut costs, employees are dealing with reduced health benefits, out right loss of health benefits or having to pay greater amounts of the premiums to keep their health benefits. Original Medicare does not offer benefits for dental, vision and hearing costs, forcing many to look at Medicare Advantage policies for those expenses. The Federal government has indicated Medicare Advantage subsidies will be significantly reduced from their current levels of coverage. Industry professionals agree that the dental, vision and hearing benefits offered by these policies will be the first to be eliminated. Essentially, all of us are experiencing the effects of rising healthcare costs and the resulting reduced benefits.
Individual dental and vision policies are now available and reasonably affordable. Policies offering coverage for hearing aids are rarely seen. Dental and vision plans usually restrict patients provider options to their network, keeping you from choosing your own dentist or eye doctor. In addition, special company claim forms must be filed for each individual claim or payment is not rendered. Often, a complicated and confusing schedule of benefits is utilized to determine an individual’s coverage. As former providers, Rosenheck understands that most dentists, eye doctors and audiologists do not embrace these unpredictable types of policies and hesitate to encourage patients to purchase them.
New, creative and affordable insurance policies have been developed to address the limitations stated above. The greatest change with these new policies is the removal of the provider network. As long as the provider is licensed, the patient can be treated by whomever they choose. There are no networks to limit choices. The policies do not require any special claim forms, therefore making it simple to receive benefits. Lastly, there are no complex benefit schedules to follow. These new dental, vision & hearing insurance policies simply pay an increasing percentage of usual and customary charges.
Having your teeth, eyesight and hearing supported and cared for, greatly increases your quality of life. With the changes in the healthcare system, there are now affordable and well designed dental, vision and hearing insurance policies available to help cover the expenses associated with maintaining a healthy quality of life. Rosenheck insurance company offers this coverage along with their excellent Medicare Supplement Insurance options.
Please visit our website at http://www.rosenheck.com for additional information about our insurance agency or call 1-800-777-9944 to speak with a representative about finding the right Dental, Vision & Hearing policy.