New Term Life Insurance Without a Medical Exam Available From an Agent or Online

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Term life insurance without a medical examination is now available from Speak with a licensed agent or simply buy your policy online. 30-day money-back guarantee.

No Physical Examination. Immediate Coverage.

A new service provides term life insurance coverage with no medical examination required. The coverage is available through licensed agents and through a new website:

Life insurance no medical exam offers an option for people who need coverage right away. It also may be a recourse for people who have health complications that make getting ordinary life insurance more difficult. Additionally, some people—for personal or religious reasons—choose life insurance without a medical examination because they want to avoid lab tests, needles, and other procedures. Most ordinary insurance companies require a complete physical examination: an appointment with a doctor, blood and urine lab tests, a blood pressure test, and other exams.

Many older people also choose life insurance without a medical examination. Ordinary insurance may deny them coverage because of their age. Other people—some old, others younger but suffering a terminal illness—buy no-medical-exam life insurance with plans to use the death benefit to pay for their funeral expenses.

Buying no-exam life insurance online or on the phone with an agent is a quick process. By answering a few simple questions, applicants can get a quote in minutes. The no-obligation quote is free of charge. The application process can be completed online or on the phone with a licensed agent.

Individuals can purchase a policy, even download and print it, and immediately gain the peace of mind that comes from knowing that they are covered and that their family has this important protection.

The policies purchased through have a 30-day, money-back guarantee.

For more information on life insurance without a medical examination, visit or call 1-800-939-0710.


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Russell Rabichev
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