Atlanta, GA/USA (PRWEB) October 25, 2010
Bres Advisors, Inc. launches new future value modeling tool for real estate.
BRES Advisors, Inc. announces a new product that models the future Asset behavior of residential real estate. REOlytics™, an institutional loan analytical application that incorporates the effects of local market modeling, future value change, and the probable absorption time of properties in the lending and servicing cycle.
BRES Advisors, Inc.’s revolutionary new REOlytics™ tools now enable Lenders, Portfolio managers, Investors, and Servicers to project the dynamics of the home value and market behavior, resulting in superior buy/sell/hold decisions. Users can model pricing and offer strategies based on market dynamics and local knowledge with “What If” tools. This analysis is consistent, defensible, comprehensive and consistent with Best Practices.
“Current Methods are Inadequate”
Current credit underwriting forecasts the future financial behavior of a consumer and only considers the current value of the asset, based on historical data. Lenders are unable to project future value changes and future granular market behavior. Unprecedented current market conditions reflect historical levels of default and REO inventory because the future behavior of the asset was not underwritten with the same analytical due diligence as the borrower.
The new dimension of today’s ASSET centric market are “Local Data, Local Analysis, Local Trends, and Local Market Behavior Forecasting.” BRES Advisors, Inc. believes the ASSET centric philosophy, combined with traditional credit modeling, will help Institutional Investors quickly model and manage risk more effectively.
“Now Asset Behavior Drives Consumer Behavior”
With 1 in 4 properties owing more than the property is worth, the concept of “Strategic Default” has now become a viable option for financially capable consumers in markets that have lost significant value, have long absorption times, and continued falling values. These troubled properties represent an extreme risk segment of the market resulting in REO or short sales even though the borrower’s ability to pay remains intact. By modeling markets at the sub zip code quartile level, REOlytics™ identifies these sub markets, and models proactive servicing strategies. Investors can now model property market behavior throughout the life of the servicing asset.
“The REOlytics™ Advantage!”
The BRES Advisor’s product suite featuring REOlytics™ now enables lenders, sellers, and buyers to benefit from market behavior modeling to produce a superior strategy outcome of the buy/sell/hold decisions. We are BRES Advisors, Modeling Future Asset Behavior, Today!
Contact: Jay Ledbetter, President 1-800-985-8920x10 jledbetter(at)bresadvisors(dot)com