New Identity Fraud Coverage from Foremost Insurance

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Foremost Insurance announces that it will offer identity theft protection and resolution coverage, with services provided by Identity Theft 911, to Manufactured Home, Dwelling Fire and Specialty Homeowner policyholders in Arizona, West Virginia and Wisconsin.

With computer hackers getting information, stolen credit card numbers and social network browsing, the public needs to take precautions to avoid becoming a victim

Identity theft is on the rise with 11.1 million victims and an increase of 12% last year. Effective September 1, 2010, Foremost® introduced two new endorsements to provide coverage for Identity Theft in Arizona, West Virginia and Wisconsin.

“With computer hackers getting information, stolen credit card numbers and social network browsing, the public needs to take precautions to avoid becoming a victim,” says Georgia Edsall, Foremost personal lines product manager. “We already offer this type of endorsement for our Manufactured Home product, but are excited to add this option for our Dwelling Fire and Specialty Homeowner’s products, as well.”

This coverage is now available for Manufactured Home, Dwelling Fire and Specialty Homeowners in Arizona, West Virginia and Wisconsin effective September 1, 2010. Manufactured Home customers who previously had an endorsement for Identity Theft will find that the new endorsement has improved coverage and they will be automatically converted to the new coverage at renewal with no additional charge. Dwelling Fire and Specialty Homeowners who wish to have this coverage should contact their insurance agency and ask about adding the endorsement to their policy.

This coverage provides assistance in fixing identity problems and can also provide the tools to detect problems when they begin. Foremost’s Identity Fraud endorsements are a comprehensive package of coverage and services to help customers safeguard their identity.

The coverage limit is $28,500 on the endorsements and they include the unlimited services of a professional personal fraud specialist, provided by Identity Theft 911®, to help resolve details or other identity safety concerns. One of the endorsements also adds credit and public records monitoring services that scour millions of pieces of data to detect any signs of fraud.

“Foremost recognizes the critical need to protect its customers in an era of escalating identity theft and is providing them with state of the art protection and resolution services,” said Matt Cullina, CEO of Identity Theft 911. “We are pleased to be helping them in this fight.”

There are two versions of the endorsement:

  •     Identity Fraud Expense and Management.
  •     Identity Fraud Expense and Management Including Credit Monitoring.

Both endorsements include the following services, performed by a fraud specialist from Identity Theft 911:

  •     Identity Theft Resolution – provides assistance to restore identity, handling the notification and documentation process.
  •     Proactive Response – protects data with a fraud alert.
  •     Marriage – provides assistance with marriage license requirements and processing a name change.
  •     Child Risk – protects children’s personal information.
  •     Military – protects identity while in the active military service.
  •     Medical – helps clear up damage from fraudulent insurance claims and bogus medical services, stopping collection agencies and correcting treatment files to help prevent a medical catastrophe.
  •     Estate – locks out identity theft, issues notification to credit issuers and helps secure death certificates.
  •     Disaster – helps replace identification and other documentation, facilitates access to financial institutions, relays messages to family, friends and providers.
  •     Travel – provides 24/7, worldwide access to Identity Theft 911 for help recovering lost or stolen identification.
  •     Relocation – makes sure sensitive data moves safely.
  •     Break-in – a fraud alert keeps thieves out of personal data after a break-in.
  •     Tax-Related Identity Fraud – provides assistance to detect identity-related tax fraud and prove identity to the IRS.

Security tips

Identity theft can happen to anyone, regardless of your income or where you live. Here are some recommendations to help protect yourself:

  •     Do not carry your Social Security card in your wallet.
  •     Use online bill pay and e-bills to reduce the amount of sensitive data in your mail.
  •     Use a secure locking mailbox or a post office box.
  •     Shred with a crosscut shredder anything that contains your name, address, or other sensitive data before discarding.
  •     Never write your Social Security number on your checks.

For more tips and information about identity theft, visit To learn more about Foremost products or share feedback, visit, our Facebook page, or our Twitter page.

Foremost Insurance Group

A part of the Farmers Insurance Group of Companies®, Foremost Insurance Group ("Foremost") has been a leader in personal lines insurance since 1952. Foremost is headquartered in Caledonia, Michigan. Farmers is a trade name and may refer to Farmers Group, Inc. or the Farmers Exchanges, as the case may be. Farmers Group, Inc., a management and holding company, along with its subsidiaries, is wholly owned by the Zurich Financial Services Group. The Farmers Exchanges are three reciprocal insurers (Farmers Insurance Exchange, Fire Insurance Exchange and Truck Insurance Exchange), including their subsidiaries and affiliates, owned by their policyholders, and managed by Farmers Group, Inc. and its subsidiaries. For more information about Farmers,visit or

Identity Theft 911
Identity Theft 911is the nation’s premier identity theft and data breach management, resolution and education service. The company serves more than 30 million people across the country and provides fraud solutions for a range of organizations—including Fortune 500 companies, the country’s largest insurance companies, corporate benefit providers, banks and credit unions and membership organizations. For more information, visit our website and our Knowledge Center.


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