Online Auto Insurance Asks Drivers to Be Safe During Holidays

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OnlineAutoInsurance.com encourages drivers to be extra alert this holiday season. Getting into an accident and seeing higher auto insurance premiums would be a terrible early Christmas present.

As Americans kick off the holiday season, they also enter a time of the year when they must take extra care while heading to holiday parties, rushing from shopping center to shopping center, and navigating obscenely packed shopping mall parking lots. The winter holidays have shown to be one of the most dangerous times of the year to be on the road, and Online Auto Insurance would like to remind drivers to be more alert than usual.

In addition, OAI asks that motorists, as always, refrain from drinking and driving. If the obvious and serious safety hazards of doing so weren’t enough, holders of Florida auto insurance policies, for instance, would also suffer some serious financial consequences for being convicted of a DUI.

Although all states have harsh penalties for DUIs, convictions in that state carry exceptionally rough repercussions. Aside from being subject to a large spike in premiums, Florida drivers with DUIs on their records are required to purchase policies with coverages that are far above the state’s required minimums. Motorists without any major violations on their records are required to purchase at least $20,000 worth of protection. But motorists convicted of a DUI pose a higher threat to themselves and to others and therefore are required to purchase a total of at least $460,000 of protection.

Source: http://www.myfloridacfo.com/consumers/guides/auto/docs/autoguide2008.pdf

That extra coverage’s cost could take a serious bite out of a Christmas budget.

And for those among us who, taking Thanksgiving to be an opportunity for personal growth and self-betterment, try to outdo ourselves by somehow consuming at least twice as much turkey and mashed potatoes as we took down last year, make sure you loosen your belt before getting behind the wheel. Driving at 65 mph down the highway isn’t the proper venue for finagling a little extra waist room.

Nobody ever wants to get injured in an auto accident, and the heightened auto insurance premiums would make a terrible early Christmas present. So drive safely, and have a happy Thanksgiving.

To find out more about insurance matters in Florida or in any other state, readers can go to http://www.onlineautoinsurance.com/florida/ where visitors will find informative articles and a free-to-use quote-comparison generator.

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