Delray Beach, FL (PRWEB) August 16, 2010
As students head back to college campuses across the United States this August, NationalCreditReport.com, a leader in credit report, credit score and credit monitoring services, reminds them to be protect their identity and credit score by preventing identity theft.
“College students are an easy target for identity thieves for several reasons,” said Samuel S. Ambrose, Vice President of Marketing and Operations of NationalCreditReport.com. “From living in a dorm where visitors come and go to their use of social media sites where they might share personal information, this group should put an increased focus on preventing identity theft.”
Ambrose explains that due to their young age, many college students aren’t aware of the consequences of having their identity stolen and they most likely are not yet considering their credit score. “College students are the appropriate age to start paying attention to their credit scores because this is the time in which they are usually able to begin accessing credit and building their credit file. Unfortunately falling victim to identity theft can quickly tarnish the credit score of a college student if it’s not caught early enough.”
- Being conscious of where you leave personal documents is key in preventing identity theft - with other students often having access to your dorm room, it is wise to lock up personal documents such as credit card statements, bank account documentation and school paperwork. Consider having paper statements sent to your parent’s home address and keeping a small shredder in their dorm room.
- Check your statements and track your charges - don’t let weeks or months pass without checking the charges on your credit card bill or bank statement. Checking for these early indicators of ID theft is a good practice.
- Think twice about what you post on social networking sites like Facebook and MySpace - Don’t offer too much information. Full birth-dates, favorite movies, mother’s maiden names, etc., are all information points that other institutions use to help verify your identity. Posting this information online can allow you to fall victim of someone committing ID theft from social networking.
- Participate in a credit monitoring service - As soon as you are old enough to have a credit file you are old enough to make sure you’re on top of changes in your credit report. A credit monitoring service monitors your credit report for you and sends you an e-mail alert if any changes occur. Credit reports contain credit scores and college students should watch for fluctuations.
Since 2004, NationalCreditReport.com has specialized in providing credit information and credit monitoring services to consumers to help them understand their credit report and score. NationalCreditReport.com encourages consumers to check their credit report from the 3 major credit bureaus on a regular basis.