Our average savings is over $600 per policy. We get condo-owners better coverage at lower premiums by bringing our expertise in condominium insurance directly to each unit-owner
Vero Beach, FL (PRWEB) February 4, 2011
Universal Condominium Insurance Inc., an independent insurance agency specializing in condominium association insurance, announces that it now offers a special Homeowners (HO6) Insurance program for owners of condominium units in Florida that includes WIND coverage. The company’s new insurance program is designed to serve condominium unit-owners in Florida that purchase Homeowners (HO6) Insurance through one of their Florida Admitted Carriers and reinsured through the Florida Hurricane Cat Fund with additional reinsurance through AM BEST "A" rated Reinsurance carriers. We are able to get additional discounts through our Insurance Program because we understand condominium insurance and the steps needed to get all available discounts for each condo-owner on their individual homeowners (HO6) policy.
Every Florida Condominium Association is required by FL Statute 718.111 to insure each condominium building's exterior structure from the "drywall out" on their Master Association's Insurance Policy. However, this Master policy always excludes:
1) Unit-Owner Building items: building items that are the condo-owner's responsibility including, but not limited to, built-in cabinets, countertops, plumbing fixtures, electrical fixtures and floor covering
2) Unit-Owner Contents: clothes, furniture, etc
3) Unit-Owner Personal Liability
Our Homeowner (HO6) Program is designed to cover these items that are excluded by the Association's Master Policy. Our policy will also cover $2,000 of Loss Assessment, in the event the association assesses each unit-owner for the Master Policy's Hurricane deductible.
“Universal Condominium Insurance is proud to be able to help condo-owners save hundreds, sometimes thousands, off their individual homeowners (HO6) insurance policies. Our average savings is over $600 per policy. We get condo-owners better coverage at lower premiums by bringing our expertise in condominium insurance directly to each unit-owner", says Troy Visser, President of Universal Condominium Insurance. “Though several insurance agencies currently offer homeowner (HO6) policies for condominium unit-owners in Florida, Universal is able to get additional discounts through this program and our expertise in condominium insurance.”
Universal is able to provide Florida condominium unit-owners additional homeowner's discounts to each unit-owner, all without reducing a client’s coverage or increasing their deductible on their homeowner (HO6) policy. Our Program INCLUDES WIND and can be written in all Florida Counties, including beachfront and barrier islands.
For more information about Universal Condominium Insurance, Inc. or its Homeowners (HO6) Insurance program for Condominium Unit-Owners, visit http://www.universal-condo.com/ho6 or call us for a quote.
Troy Visser, President
Universal Condominium Insurance Inc