It’s a good idea to regularly evaluate the value of your contents to ensure you’re covered for them and that they are included in your policy.
(PRWEB) April 21, 2011
We all look forward to summer, but your fun in the sun could quickly be ruined if you need to claim on your home insurance. For this reason, DIY Newbie is reminding all homeowners to prepare their properties for the fast-approaching summer.
Here’s our top three tips:
1. Security is the key
With longer and hotter days the order of the day, it’s normal that doors and windows will be left open more and more as the season progresses. This is understandable, especially when a heatwave hits and all you want to do is relax in the garden or put on a fun family barbeque. However, this situation can be a burglar’s dream and leave your home at risk. For this reason, you should avoid leaving open doors unattended and leaving windows open in rooms you’re not in. Doors that are regularly in use need to be locked – that extra couple of seconds dealing with a key could make all the difference.
2. Get the right level of cover
Summer is a great time to invest in new outdoor furniture and equipment such as barbeques. However, a quick trip to your local DIY store can quickly add two, three or even four figures to the value of your home contents. For this reason, it’s a good idea to regularly evaluate the value of your contents to ensure you’re covered for them and that they are included in your policy. For example, if you’ve splashed out on a table and chairs and plan to store them in your garage, make sure that such a storage option comes as part of your policy.
3. Don’t forget to renew your home contents insurance policy
Many of us tend to be busier during the summer, with holidays and daytrips on the agenda. This can mean that jobs such as renewing home contents insurance can fall to the bottom of the to-do pile. However, this can mean that you’re not getting the best deal and you end up wasting money – something no one can afford to do in the current economic climate. If your home contents insurance is up for renewal over the coming months, circle the date in your diary and get on the phone – you could end up saving a tidy sum. And surely we’d all like to spend our hard earned cash having some fun in the sun rather than wasting in on a poor-value home contents insurance policy?
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