"I was able to get ''host liquor liability added to my policy for no extra charge"
Woodland Hills, CA (PRWEB) October 06, 2011
EventInsure.net, a site owned and managed by Brilliant Insurance Services - a specialty commercial insurance agency located in Woodland Hills, Ca - is now established to quote event insurance in 11 states. As recently as a month ago, Utah was added on as an eligible state.
“Special event insurance can be risky” says David Karubian, CEO of Brilliant Insurance Services. “It’s one of those types of insurance policies that have to be underwritten by a human being” he adds. Getting quotes on special event insurance doesn’t have to be difficult. “One basic application and a submission to the right underwriter and presto!” notes David.
Hot air balloons, for example, are the perhaps the most difficult. “I had one guy call recently,” notes David, “that wanted get general liability for a base jumper (someone who jumps off of the top of a large building and then opens a chute and drifts down…I couldn’t get an underwriter to price that one”.
According to David, “…the submissions we see the most of are things like pumpkin patches, film screenings, bar mitzvahs, and corporate events, but we do get our share of ‘raves’, x-games, and rodeos”
There are only a few rating factors in computing the price, once the nature and eligibility of the event is determined – headcount and duration. The coverage also matters, particularly “liquor liability insurance”. Most venues know to require insurance for events, although some do not, or are perhaps lazy. This exposes the venue to a lot of liability. Requiring the “tenant” to name the venue as an “additional insured” not only provides the location a layer of protection, but ensures that the policy is properly underwritten and that the policy is current.
A Google search on event insurance will reveal many companies offering insurance for events. What makes EventInsure.net different is that they can insure many of the events that the others won’t. That doesn’t mean they can insure every type of event, but with access to several carriers, EventInsure.net can deliver fast and competitive rates where the others fall short.
In addition to covering the events, EventInsure.net can also provide dirt cheap rates for vendors and exhibitors as well. “With the marketplace as it is, the carriers have lowered their rates and broadened their appetites…” remarks David “so much so, it hard to keep the website updated fast enough”. Event insurance is a real need and the folks at Brilliant Insurance Services provide the personal touch that makes the process fun and easy.
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