When you’re left smartphone-less after an altercation with a spilt drink, as some of our claimants have, or you’re the unlucky victim of an opportunist thief, you’ll know how naked you feel without it.
London (PRWEB UK) 13 October 2011
Theft claims for Apple handsets make up 16% of all iPhone insurance claims, compared to one in ten (10%) insurance claims for other mobile phones, according to specialist lifestyle insurer, Protectyourbubble.com.
iPhones are also more likely to be lost than other mobiles, with 35% of iPhone claims for loss, compared to one fifth (21%) for other handsets.
Now Apple has launched the iPhone 4S, gadget fans are expected to queue around the block when the iconic handset goes on sale in the UK on October 14. But how many of them will fall foul of costly insurance policies?
Without insurance, the cost of replacing the new iPhone 4S handset if lost, stolen or damaged will cost upwards of £499.
Many buyers of the iPhone 4S will be offered insurance policies at the point of sale, to protect their new gadget against accidental damage, theft and water damage. But this could set Apple fans back as much as £15 a month – on top of their monthly phone bills.
However, the same insurance can be purchased online through specialist gadget insurers for more than half these prices. Protectyourbubble.com, for example, charges just £5.99 per month with one month’s cover free for every policyholder.
Given we now use our smartphones for so much, whether it is ordering the weekly shop or watching live football on the go, protecting your iPhone has never been more important.
But it is not just the monthly cost of insurance that consumers need to factor in. If they need to make a claim, they will have to pay an excess, which can vary significantly between insurance providers. Some network providers can charge £100 excess per claim – so it is worth shopping around before purchasing.
Stephen Ebbett, director of Protectyourbubble.com, comments:
“The iPhone has become an integral part of our lives, so when you’re left smartphone-less after an altercation with a spilt drink, as some of our claimants have, or you’re the unlucky victim of an opportunist thief, you’ll know how naked you feel without it.
“Buying phone insurance at the point of sale may be the easiest option but it’s the hardest on your wallet. Spending a few minutes searching for cheaper and more comprehensive gadget insurance online will be time well spent.”
Notes To Editor:
Specialist online gadget insurer Protectyourbubble.com offers iPhone insurance for just £5.99 a month, more than 50% less than policies offered by the major networks. The excess for the iPhone is £50 (plus an additional £25 excess for loss claims). One month is free on all gadget insurance policies and discounts are offered if you buy cover for multiple gadgets. Worldwide cover is offered as standard, and loss cover can be added for an extra £1 per month. All customers get free access to Tagback’s return and reward service.
Protectyourbubble.com’s insurance for the iPhone 4S will cost £5.99 a month.
For more information, please contact:
Online lifestyle insurer Protectyourbubble.com aims to simplify the process of taking out personal insurance – from buying a policy to making a claim.