Dallas, TX (PRWEB) October 22, 2011
Allmand Law now offers a Spanish version of their website Bancarrota Informacion to serve the more than one million Hispanics living in the Dallas-Fort Worth area. Dallas-Fort Worth is an incredibly diverse and vibrant community comprised of many people from Mexico, Cuba, Guatemala and many other Latin American nations; but many of them are not aware of their right to file bankruptcy in the United States even if they are undocumented.
While many Hispanic Americans are facing the same financial difficulties as the rest of the country, Hispanics make up the smallest number of bankruptcy filers, according to a study conducted by the Institute for Financial Literacy.
“Many Hispanic communities, especially recent immigrants, are not aware of their rights under the United States bankruptcy code,” Reed Allmand said.
Se Habla Español
All bankruptcy debtors have a right to receive documents and court instructions in a language they understand. If a Hispanic bankruptcy debtor does not speak English fluently, they have the right to use a translator and to have important documents translated into Spanish. Lack of language skills should not prevent any debtor from filing bankruptcy. Allmand Law employs Spanish speaking staff who can help bankruptcy debtors who don’t speak English fluently.
Undocumented Have A Right To Bankruptcy
Even if an immigrant is undocumented, they have a right to file bankruptcy, according to the U.S. Bankruptcy code. Non-citizens and citizens alike both have a right to file bankruptcy. Even if a debtor is facing challenges to their immigration status they can still file bankruptcy; but it’s advised that they work with both a bankruptcy attorney and an immigration attorney to avoid complications.
Many members of the Hispanic community have been hit particularly hard by the housing crisis and the credit crunch. The typically low-incomes amongst recent immigrant populations have left many Dallas-Fort Worth families dependent on credit cards and vulnerable to unethical collections tactics by creditors. Bancarrota Informacion aims to discourage strong-arm creditor tactics and educate debtors about their rights.
Reed Allmand is a Board Certified in Consumer Bankruptcy by the Texas Board of Legal Specialization, the managing partner of the law firm Allmand Law and NACBA’s State Chair for the Northern District of Texas. He has been practicing bankruptcy law for nearly 10 years and has handled more than 3,000 bankruptcy filings. Allmand has appeared on “Money for Breakfast” on Fox Business News and is the author of “The Truth about Bankruptcy.” To speak with Mr. Allmand or to schedule an interview, please call (214) 265-0123.