Miami, FL (PRWEB) October 26, 2011
Bill Messett, a Florida health insurance agent and President of GetOnlineQuotes.com, will help employers find the best choice for offering health insurance to their employees through the Florida health insurance exchange initiative known as Florida Health Choices.
Get Online Quotes is a leading provider of fast and easy health insurance quotes from multiple carriers. With Florida Health Choices set to go live in early 2012 Bill is getting ready to help employers choose the best health plan for its workers. The program, which will be available to businesses with between 4 and 50 workers, allows employers to fill out one application to apply for coverage at multiple carriers and to offer up to four different health plans. The program’s website will provide a base premium but employers will have to work with a participating Florida health insurance agent like Bill Messett to get exact prices, which is based on the age and health of employees. Participation for both employers and insurers is voluntarily but the goal is to get more employers to offer healthcare coverage to Floridians.
Florida is one of the largest states to set up a health insurance exchange. According to Census data Florida has had one of the highest uninsured rates for the past three years. According to a report by The Commonwealth Fund premiums for a family plan offered by employers with less than 50 employees increased an average of 29% across the nation. Although Florida’s increase of 21% is below the national average annual premiums for family coverage costs about 20% of the median household income.
Many people think that Florida Health Choices is a response to the federal health insurance overhaul. In fact it was created in 2008 by then-Florida House Speaker Marco Rubio (Rep) who now serves as a US senator. It was not until 2011 that a company was hired to administer the exchange and insurers were asked to submit benefit and cost data. Florida is not the only state that has set up an exchange and the state’s plan differs significantly from the provisions of the federal health overhaul that are scheduled to become effective in 2014. Massachusetts’ exchange requires some standardized policies to be offered and negotiates prices and benefits to help keep costs low. Utah’s program was designed to provide consumers the information they need to make informed choices as well as streamline the insurance process. While they accept all insurance carriers they must meet some minimum requirements. Florida’s exchange is only open to small employers, not to individuals and does not have minimum requirements.
Get Online Quotes remains committed to providing a forum where both employers and individuals can get fast and easy health and life insurance quotes. Bill Messett thinks that getting more employers to offer insurance coverage will mean that more Floridians have access to health care and this will ultimately benefit all those who live and work in Florida.
GetOnlineQuotes.com is a licensed independent insurance agency based out of Miami, Florida. They are focused on providing high-quality life and health insurance plans for families and invididuals. This family-run business provides personalized service for customers living in Florida and continuously strives to provide the most relevant and cost-effective insurance available.
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