Galveston, TX (PRWEB) October 26, 2011
Life insurance coverage can provide one's family members the income to maintain their lifestyle if and when the unexpected happens. Life insurance can replace some or all of the income lost in the event that a family provider dies. Life insurance can even help fund longer-term needs for children like college tuition or retirement. Many forget to insure their spouse as well which can be a mistake. Even if he or she does not work outside the home, a stay-at-home parent provides essential household services that would be expensive to replace, like childcare, transportation and household chores.
Traditionally, life insurance products have been sold thru agents; require an extensive medical exam, urine samples and blood work. The entire underwriting process can take well over 30 days to complete and many people just put it off – often times until it’s too late.
American National Insurance Company has created an online life insurance solution that is designed to provide access for families needing a term policy to protect them through the most important stages of their lives. American National’s consumer site – http://www.anicodirect.com – offers life insurance with no medical exam which can provide consumers with fast coverage in about 15 minutes. Coverage is subject to age limitations and acceptance is based upon how one answers a few simple health questions on the online life insurance application and first premium payment.
Too Many Americans Are Living Without Life Insurance Protection
Nearly 70% of single parents with children in the home are going without life insurance, according to a study this year by Genworth Financial, Inc., a financial services firm, and Gregory B. Fairchild, a business professor at the University of Virginia’s Darden School of Business. That’s significantly worse than the 45% of married parents who are uninsured, an alarming figure as well.
“Our mission is to enable families to have unfettered access to the essential life insurance products required to replace the income lost if the unexpected happens” said Richard Katz, Vice President of American National’s Direct Marketing Division. “In too many cases, the hard-working men and women in America put off a primary responsibility to their loved ones simply because the burden of obtaining life insurance has traditionally been too cumbersome for people with busy schedules.” American National through http://www.anicodirect.com aims to empower Americans to take control over their families’ financial security with no hassles, right from the comfort of their own home.
Life is unpredictable and the last thing a person needs is an excuse to put off the financial responsibility to their family due to extensive and time consuming life insurance applications that require medical exams.
About American National:
American National Insurance Company was founded in 1905 and is headquartered in Galveston, Texas. The Company has multiple subsidiaries, and has operations in Springfield, Missouri; Glenmont, New York; League City, Texas; and San Antonio, Texas.