"It's clear that North Carolinians, like all Americans, are continuing to face incredible economic and financial hardship.... [M]y firm has represented hundreds of primarily people in Wake County...
Raleigh, NC (PRWEB) October 31, 2011
The Chetson Firm, which until now has focused on the representation of people charged with crimes in North Carolina, announced today that it was expanding its services to include bankruptcy, Fair Debt Collection Practices Act work, and Unfair and Deceptive Trade Practices act claims, said Raleigh criminal lawyer Damon Chetson.
More than 1 million Americans have filed for bankruptcy in each of the last two years, the highest number of bankruptcy filings since the United States Congress passed the 2005 bankruptcy reform act.
"It's clear that North Carolinians, like all Americans, are continuing to face incredible economic and financial hardship," said Mr. Chetson. "Since opening doors in 2009, my firm has represented hundreds of primarily people in Wake County but also other parts of North Carolina in their criminal matters. We want to expand the same great service we provide to our criminal law clients to bankruptcy clients."
There are two common forms of consumer bankruptcy, including Chapter 7 and Chapter 13. Chapter 7 allows people to be forgiven of all dischargable debt within months of a bankruptcy filing.
Chapter 13 is usually called a "payment plan" bankruptcy, and is used in order so that the debtor can keep his or her home or earns too much income in order to qualify for a Chapter 7 bankruptcy.
"Bankruptcy can be confusing and frightening," said Mr. Chetson. "Having handled complex criminal cases, I bring with me confidence and reassurance when I'm dealing with clients who are preparing to file bankruptcy."
The Chetson Firm will also pursue potentially available FDCPA and UDAP claims. Both federal and state law provide remedies for people who have been harassed by creditors or debt collection agencies.
"FDCPA is a very powerful tool that is available under federal law," said Mr. Chetson. "It allows someone who has been harassed by debt collection agencies to file for remedies."
Mr. Chetson explained that North Carolina state laws also provide remedies.
"Even when someone may legitimately owe on a debt, that person may be able to file law suit depending on whether that person was harassed by a debt collector," said Mr. Chetson. "These causes of action can be pursued in Bankruptcy court, which lowers the cost to the consumer of filing these actions."
The Chetson Firm is currently taking bankruptcy clients, but will have its bankruptcy practice in full gear by the turn of the year.
Disclaimer: While The Chetson Firm works hard to achieve the best possible results in every case it handles, no outcome can be guaranteed. Past results do not guarantee future results. Each case is different. If you are facing a criminal investigation or arrest or are considering filing bankruptcy, seek the immediate assistance of a lawyer licensed in your state. The Chetson Firm's lawyers are licensed to practice in the state courts of North Carolina and in the federal courts of the Eastern District of North Carolina.