The first step is to obtain your credit report and review it with a trained credit consultant.
Laguna Niguel, CA (PRWEB) November 02, 2011
Having good credit is more than just a desire for most of us, it is a necessity in our society. This is not new information to anyone who has challenged credit. However, most Americans rarely take the time to do something about their credit score. The biggest reason being, they simply don't have enough time during the day to get everything done.
According to the Bureau of Labor Statistics put out by the United States Department of Labor, Americans fill their days with just about everything but taking care of their finances and credit. The reality is there no time for anything else. The latest report shows that the average American's day looks something like this:
- 7.7 Hrs Sleeping
- 8.7 hrs Working
- 2.6 Hrs Leisure/Entertainment or Sports
- 1.1 Hrs Household activity
- 1.1 Hrs Eating or Drinking
- 1.3 Hrs Caring for Others
- 1.5 Hrs Catching up on other tasks
With only 24 hours in a day it is understandable why it's seems so difficult to find time to take care of the responsibilities involved with being fiscally viable.
According to Justin Weller, Credit Repair Processing Manager at BuildmyCredit.com, "Our clients come to us to help them work with the credit bureaus and their creditors because they simply don't have enough time to deal with these things themselves. On average the process to get a consumers credit report reviewed and repaired can take anywhere from 4 to 8 months. I have even seen the process take over a year in some rare occasions in which there are large amounts of disputes on one file. Additionally, the cards are stacked against the average consumer, the bureaus and the creditors simply don’t make the repair process easy and it is difficult to complete without professional on your side."
Weller further emphasizes the importance of understanding process of completing a successful credit restoration program. BuildmyCredit.com offers a free telephone evaluation to any consumer with a credit report in hand. If after spending a few moments with the credit consultant and determining that there is definitely a need to begin a credit repair process then the credit consultant will set up an ongoing program to begin the process to work with the client.
The company does more than just help Americans restore your credit, they provide a robust and successful credit builders program. The program helps match each client with banks and creditors that are more likely to say “yes” in the approval process obtaining a loan or credit card. It's one thing to fix your credit and another to build positive credit attributes. BuildMyCredit.com has been offering credit repair solutions online since 1999.
The company started out by developing a do-it-yourself kit informing consumers how they can work with the credit bureaus in hopes of obtaining a better credit score. Recently, the firm launched its complete in house processing center. BuildMyCredit has produced a talented team of credit consultants on staff that take on the task of working directly with consumers during the credit restoration process. The process may take time to complete and does cost a small fee. However, the results can be amazing.
For more information about how BuildMyCredit.com can help you log on to http://www.buildmycredit.com or call us today for a free credit repair consultation at 1-855-4BUILDMYCREDIT or 1-855-428-4536.
23152 Verdugo Drive, Suite 160
Laguna Hills, CA 92653