Releases Newest Peer-to-Peer Online Lending Platform for Personal Loans

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Peer-to-Peer Lending takes a leap forward with a new model of social lending.

Peer to peer lending


By eliminating the high operational cost of financial institutions we seek to optimize the economics of both investors and borrowers., the newest player in the emerging peer-to-peer lending industry, introduced its pioneering “Loan Options” program to empower borrowers and give them the opportunity to pick the optimal personal loan solution. Using an advanced financial algorithm to come up with a set of options that combines different loan amounts, grades and interest rates for each loan request borrowers are given more control over their loan options and the ability to optimize their debt, which reduces the chance of default for investors.

“By eliminating the high operational cost of financial institutions we seek to optimize the economics of both investors and borrowers,” says Mikael Rapaport, CEO and Founder of Peerform. “Borrowers are able to save because there is no middleman selling them a loan and no excessive paperwork. The lenders benefit because they are able to receive steady returns without having to take on all the risk themselves.”

Peer-to-peer, or person-to-person, loans is rapidly becoming the go to industry for small business and individuals to obtain money from a large network of lenders who collectively fund needs such as car financing, debt consolidation, home improvement and medical treatment.

To help bring more investors into their network of lenders Peerform was the first P2P lender to introduce tranches as a way to mitigate risk. For accredited investors and large financial institutions, Peerform is proud to announce a new asset class that currently outperforms the market average. offers unsecured personal loans ranging from $1000 to $25,000 with interest rates that range from 4.565 to 27.08% to customers in the following locations: California, Connecticut, Florida, Georgia, Illinois, Louisiana, Maryland, Michigan, Missouri, Ohio, Virginia, and Washington.

About Peerform
Peerform is the smart way to borrow money. Peerform is the newest entrant in the rapidly emerging social (or peer-to-peer) lending & borrowing market.  Our online platform manages loans between lenders and borrowers. For more information, visit

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Dan Azeroual
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