When caught up in the excitement of seeing family and friends, it can be easy for students to hop in their cars without considering whether or not they are still covered under their FL car insurance policies.
Ponte Vedra Beach, FL (PRWEB) November 11, 2011
The team at local St. Johns Insurance Agency knows that coming home from college for the holidays can be an exciting time for students who have been away for months at a time. However, many young adults find themselves in a sticky situation when they realize that they are no longer covered under their FL car insurance. The insurance experts at St. Johns Insurance Agency know that college can be extremely expensive and few students are allowed to have their cars on campus. For this reason, many individuals cancel their auto insurance policies when they leave for school in September in order to save money on monthly premiums.
This can become a problem when young people return for Thanksgiving and winter breaks. When caught up in the excitement of seeing family and friends, it can be easy for students to hop in their cars without considering whether or not they are still covered under their FL car insurance policies. While people may weigh the odds of getting into a car accident the one time that they drive without insurance and determine that the risk is worth it, they should consider this:
- Roads are usually more packed with drivers during the fall and winter months, especially on holidays during which people are taking time off from work. This can increase the chances of being involved in an accident significantly.
- Driver distraction is one of the primary causes of accidents and it’s no secret that many people are distracted by thoughts of holiday planning during the winter months.
- Even a small fender can set a person back thousands of dollars, so paying those monthly premium bills is likely going to cost far less than paying for the penalties of being involved in an accident while uninsured.
Essentially, it’s better to be safe than sorry when it comes to FL car insurance. College students have must take some precautions before hitting the open road during school vacations. The knowledgeable staff at St. John’s Insurance Agency encourages parents to remind their students to verify their auto insurance coverage and seek advice from their local agents if they would like to learn how they can save money on their insurance policy while away at school.
About St. Johns Insurance Agency:
St. Johns Insurance Agency is an independent Florida insurance agency dedicated to providing top rate personal insurance coverage all over the Sunshine State. As an independent insurance brokerage, St. Johns Insurance Agency has access to many insurance carriers, allowing the coverage provider to offer the best rates throughout Ponte Vedra Beach, Orlando, Jacksonville and beyond.
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