Gary Warner Insurance Agency, Inc. Reminds Residents That General Liability Insurance Isn’t Just for Businesses

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Liability concerns affect more than just business owners; accidents that occur in the home can also lead to legal action against property owners.

Gary Warner Insurance Agency of California
Essentially, there is no end to the possibilities when it comes to potential liability risks for homeowners.

The team at local Gary Warner Insurance Agency, Inc. knows that when it comes to obtaining general liability insurance, California business owners are typically the first people in line. However, liability claims can affect anyone, including homeowners. The experts at Gary Warner Insurance Agency, Inc. know all too well that a simple slip and fall can results in a massive lawsuit against a homeowner who did not properly clear their front walkway for guests. Similarly, a visitor who is bitten by a pet can sue for medical costs as well as lost wages and in some cases, psychological trauma.

Essentially, there is no end to the possibilities when it comes to potential liability risks for homeowners. However, with general liability insurance, California home and business owners alike can obtain the financial protection they need in order to avoid the consequences of unforeseen accidents. General liability coverage can extend to homeowners whether they are at home, on the street or on someone else’s property at the time of an incident.

Unfortunately, the poor economy has spurred countless lawsuits from people seeking compensation for their losses or injuries. This means that more than ever, local homeowners and businesses need to be prepared to protect themselves against these types of lawsuits. Liability coverage can also help pay for medical expenses and defending a suit. Basic policies contain about $100,000 in coverage, but there are some instances in which homeowners should consider more extensive coverage. These include:

  • If the homeowner’s property contains a swimming pool
  • If the homeowner owns a certain breed of dog that is known to be aggressive or “high-risk”
  • If the homeowner conducts business on his or her property without additional business insurance

Many people would be surprised to learn how much they may be at risk of facing liability claims, which is why the experts at Gary Warner Insurance Agency, Inc. are committed to identifying any gaps in insurance coverage that their personal or business lines customers may have. Furthermore, they are dedicated to providing the most comprehensive and affordable insurance solutions for these problems because they know that when it comes to general liability insurance, California residents are better off having more than not enough.

About Gary Warner Insurance Agency:

In 1958 Gary Warner Insurance Agency, a family owned and operated insurance brokerage, opened its doors to provide residents across the state with the best in California insurance. The satisfaction of each valued customer has been the agency’s top priority since day one and Gary Warner Insurance Agency strives to continue that today by helping individuals, families, and businesses with risk management and of course superior insurance solutions. California is their home, and Gary Warner Insurance believes the agency can strengthen its community with the services they offer.


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Meghan Schweizer
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