The team at the J. Morey Company knows that people have limited time to spend configuring their insurance policies...
Anaheim, CA (PRWEB) November 14, 2011
The team at the J. Morey Company constantly strives to draw attention to and educate their prospects on the extensive benefits of life insurance policies. However, many California residents go without life insurance because of misconceptions or unanswered questions that they have failed to consult with an expert about. When it comes to CA life insurance, the J. Morey Company knows how important it is that people have the facts. Therefore, the insurance agency has highlighted and answered several frequently asked questions about life insurance:
Does a life insurance beneficiary have to be a relative?
- No. Any competent individual or entity, such as a charity, church or trust, can be named as a beneficiary on a life insurance policy.
Will a life insurance provider know if a client is a smoker?
- Yes. Some people try to avoid being denied life insurance or charged high premiums by lying about being a smoker, but it is important to remember that a California life insurance policy is a legal contract, so any discrepancies will be considered fraud, and many insurance providers require that life insurance candidates submit to a physical exam.
Do single people need life insurance?
- Yes. Just because a person does not have a wife or children does not mean that they do not have dependents, which can include elderly parents. Similarly, if an individual were to pass away, the co-signer on any of his or her outstanding loans would be responsible for the debt.
The team at the J. Morey Company knows that people have limited time to spend configuring their insurance policies, which is why the knowledgeable experts at the company are committed to helping their clients obtain affordable CA life insurance that suits their unique needs as quickly as possible. Individuals who want to protect their legacy and loved ones can visit a local, independent insurance agent to discuss getting the coverage they need.
About The J. Morey Company:
Established in 1980, The J. Morey Company is an independent, full service California insurance agency dedicated to providing top-quality insurance coverage all over the Golden State. As an independent insurance brokerage, The J. Morey Company has access to many local and national insurance carriers, allowing the agency to offer clients the best rates throughout SoCal, Orange County and LA. Insurance is the agency’s true passion and their extensive network of providers ensures that The J. Morey Company can provide the most extensive CA insurance options for clients across the state.