For homeowners, the only thing worse than experiencing a flood is learning that their current insurance policy won’t cover the cost of repairs and replacements.
(PRWEB) November 14, 2011
It has been over a month since Hurricane Irene took its toll on much of the East coast, including many areas of Pennsylvania. However, a number of homeowners and businesses are still recovering from damage caused by the hurricane’s strong winds and torrential rain. As active members of the Pennsylvania community, the experts at Casper Insurance heard many people asking questions about the flood insurance PA residents didn’t know that they needed.
In order to answer some of these frequently asked questions, the team at Casper Insurance would like to shed some light on flood insurance:
- Although certain types of water damage are covered under homeowners insurance, Pennsylvania residents have to take out a separate flood policy if they want to be reimbursed for their possessions that are damaged due to this type of event.
- Purchasing flood insurance doesn’t have to be expensive. Many insurance providers offer discounts when clients buy multiple policies and independent agents can compare quotes from multiple national carriers in order to ensure that their customers are given the most affordable options.
- Hurricanes don’t happen too often in Pennsylvania, but that doesn’t mean that homeowners will be safe from the high costs of repairing flood damage. With flood insurance, PA residents will be protected from water damage caused by heavy and lengthy rain falls, storm surges, blocked storm drainage systems, snow melts and more.
Insurance can be a complicated thing for individuals who don’t have experience with it, but it’s important that people don’t make assumptions about their coverage. For homeowners, the only thing worse than experiencing a flood is learning that their current insurance policy won’t cover the cost of repairs and replacements. Asking the experts like those at Casper Insurance can help people identify whether or not they need more extensive coverage.
About Casper Insurance:
Established in 1950 by Peter M. Casper, Casper Insurance has grown to a full service insurance agency. Now in its third generation in the insurance business, Casper Insurance has the people and products to protect you and your family. Casper Insurance is a firm of proven professionals and caring conscientious people; the kind of people Pennsylvania insurance consumers can depend on.