When it comes to home insurance, RI homeowners know that having this type of protection is essential, but that it’s also best to avoid the need to file claims altogether.
Westerly, Rhode Island (PRWEB) November 16, 2011
As New Englanders, the team at local Schonning Insurance Agency knows that winter is well on its way. While a surprise snowstorm during the last week of October left many homeowners in nearby Massachusetts and Connecticut without power, most Rhode Island residents made it out relatively unscathed. However, this does not mean that Rhode Island residents do not need to take the time to ready themselves and their homes for a harsh winter with proper preparation and the home insurance RI homeowners need for financial protection.
The insurance experts at Schonning Insurance Agency are more than familiar with the common problems that can results in home insurance claims and they would like to offer some tips on how to avoid these complications:
- People should start from the outside of their homes and work their way in. Ensure that gutters are properly cleared of any leaves or debris since these can freeze and cause ice dams to form on the roof of a home.
- Drain the pipes for all outdoor sprinkler systems, air conditioning systems and garden hoses in order to prevent plumbing freezes. Also, locate the water shut-off valve in case of an emergency.
- Check the home’s exterior, doors and windows for any potential gaps that could let cold air or moisture into the home and use weatherstripping or caulking to seal them if necessary.
- Even with home insurance, RI residents know that house fires can be devastating. Homeowners should ensure that all heating systems are in working order before cranking up the heat and have their chimney cleaned if they plan on using their fireplace.
The team at Schonning Insurance understands that winterizing homes isn’t the first thing that local residents want to do in their spare time, but it can ultimately save people grief and money in the future. When it comes to home insurance, RI homeowners know that having this type of protection is essential, but that it’s also best to avoid the need to file claims altogether. That’s why the experts at Schonning Insurance always make themselves available to help their local neighbors out by offering winter preparation advice and comprehensive insurance solutions. Individuals who want to learn how to prepare their home for winter can check out Schonning Insurance’s Facebook page, which is updated daily with tips and helpful information for Rhode Island and Connecticut homeowners.
About Schonning Insurance:
Established in 1987, Schonning Insurance is an independent, full service Rhode Island and Connecticut insurance agency dedicated to providing its clients with the top insurance coverage. As an independent insurance brokerage, Schonning Insurance has access to many insurance carriers, allowing the agency to offer the best rates throughout Hartford, South County and Providence. Insurance is the agency’s passion and Schonning Insurance’s extensive network of providers ensures that they can provide the most extensive CT and RI insurance options throughout the region.