This year, the experts at PTL Insurance Brokers want local businesses to take steps before their annual holiday party in order to avoid subsequent California business insurance claims.
Covina, California (PRWEB) December 02, 2011
‘Tis the season for holiday gatherings and the team at PTL Insurance Brokers, Inc. knows that plans for festive gatherings are underway at many local companies. While this may be a great opportunity to celebrate the year’s success and promote employee bonding, the experts at PTL Insurance Brokers have encountered a number of companies that have had to file claims on their California business insurance policies due to incidents that occurred at holiday events. Whether it’s a simple trip and fall or an accident stemming from excessive alcohol consumption, these incidents can lead to liability claims and high costs for companies that do not have proper insurance coverage.
This year, the experts at PTL Insurance Brokers want local businesses to take the following steps before their annual holiday party in order to avoid subsequent California business insurance claims:
- Business owners should address the company’s management team prior to the event and express the expectation that these individuals will set a behavioral example for their subordinates at the gathering.
- All employees should be informed of strict regulations pertaining to alcohol consumption. Some companies set a two-drink limit for guests since the business could be held responsible for any attendee who is involved in a drunk-driving accident after the party.
- More people on the business premises means that there will be a higher risk of an injury or accident. Business owners should ensure that the area outside of the party location is well-lit and that the office is cleared of any obstacles that guests could trip over.
- It may sound extreme, but designating party “babysitters” may be a good idea in order to avoid negligence claims if a guest is behaving inappropriately and no one reports it until after the event.
The holiday season is supposed to be a happy time and many business owners want to reward their employees for all of their hard work throughout the year. However, without proper California business insurance and safety precautions, the company holiday party could be a costly one.
About PTL Insurance Brokers, Inc:
Established in 1976, PTL Insurance Brokers, Inc. of Covina, CA has provided its neighbors in California with vast insurance services. From Covina to LA, insurance is their main focus. For over 35 years now, PTL Insurance Brokers, Inc. has been dedicated to finding affordable, comprehensive lines of insurance that allow its customers to feel secure. PTL Insurance Brokers, Inc. operates based off of a single mission—to match each client with a cost-effective insurance package that caters to their unique needs and lifestyle. With such strong roots in the California insurance industry, there’s no wondering why the agency’s customers keep coming back for more.