When it comes to commercial insurance, NY companies may need more than a basic policy, especially during the holiday season when all sorts of accidents are more likely to occur.
Fairport, New York (PRWEB) December 03, 2011
The holiday season is in full swing and the team at the Alliance Group of Western New York knows that this means local businesses are buzzing with shoppers and people looking to prepare for their holiday festivities. For some companies, this means a much-needed boost in sales, but for those that do not have the commercial insurance NY businesses need, it could lead to a financial disaster. The Alliance Group of Western New York wants to help local businesses enjoy a profitable holiday season without any bumps in the road, so the agency would like to offer some tips on insurance policies that it may pay to have this year:
- In addition to standard commercial insurance, NY companies may want to consider extra liability coverage. Whether it’s a slip-and-fall accident on the business premises or a breach of security involving customers’ credit card information, companies can never be too safe when protecting themselves from liability claims. These types of claims are not uncommon during the winter months, so now may be the right time for business owners to consider adding extra coverage.
- New Yorkers are no strangers to severe weather, but heavy snowfall can easily lead to power outages and other problems that could cause a business to shut down for a few days. Companies that cannot afford to lose that much income should consider purchasing business interruption coverage, which can compensate the business for lost revenue and take care of some additional expenses.
- Many people travel during the holidays, which means that the roads are more crowded than usual. Companies that have vehicles that are used for business purposes should ensure that these cars and trucks are covered under a commercial vehicle policy. Even a small fender bender could lead to costly repairs.
When it comes to commercial insurance, NY companies may need more than a basic policy, especially during the holiday season when all sorts of accidents are more likely to occur. The team at the Alliance Group of Western New York wants local companies to be able to focus on making sales, as opposed to worrying about being hit with unexpected expenses.
About The Alliance Group of Western NY:
Founded in 1993, The Alliance Group of Western NY is an independent New York insurance agency. As such, the agency is fully equipped to represent the distinct needs and interests of each client they serve – not the interests of any one insurance company. As a result, The Alliance Group of Western NY is able to offer prospects customization, choice and a level of consultation not found with a direct writer or online insurance provider. The agency’s experienced agents will research each client’s options and craft a personalized, competitively-priced New York state insurance protection program exclusive to their coverage requirements.