Life Insurance Litigation Law Firm Trief and Olk Gets Court Decision Reversed in Favor of Their Client

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Agrawal v Metropolitan Life Insurance Company: New York and New Jersey Law Firm Trief and Olk gets their client a $1,500,000 summary judgment award.

The largest hurdle facing most plaintiffs with life insurance claims is the unlimited resources at the disposal of the defendant insurance company. Many times, the life insurance company’s resources are enough to carry the day. Unfortunately for Metropolitan Life Insurance Company, this was not one of those days.

New York law firm Trief & Olk took on a case between the surviving heirs of a family matriarch and the insurance company who refused to pay the benefits of two life insurance policies taken on the matriarch’s life. After the family submitted the claim to the life insurance company, the claim was denied because the matriarch allegedly misrepresented her net worth. Once litigation began, the life insurance company added new reasons for its disclaimer, including additional misrepresentations contained in the application.

The trial court initially decided the case in favor of the defendant insurance company and dismissed the plaintiffs’ case. Trief & Olk, however, appealed the decision and argued that the insurance company could not rely on the claimed misrepresentations that were only alleged after litigation. The New York Supreme Court, Appellate Division, First agreed with Trief & Olk’s legal argument in case Index # 5981 114736/05, and the life insurance company was barred from claiming any misrepresentations other than the net worth of the matriarch. Trief & Olk was also able to demonstrate that the matriarch’s representation regarding her net worth in the application was, in fact, accurate. Consequently, the Appellate Court of reversed the lower court’s decision, and decided the case in favor of the plaintiffs, with an award for the full amount of the life insurance proceeds due, $1,500,000.

“Litigation can be a very long, expensive, and drawn out process—especially if you’re fighting a large corporation. It’s important that you have an attorney who prides themselves in being meticulously detailed and has the resources to support the claim throughout the entire process,” Ted Trief of Trief & Olk says.

With decades of litigation experience the attorneys of the New York and New Jersey firm are confident, competent and experienced to handle cases just like the one the Agrawal family asked Trief & Olk to litigate.


Trief & Olk was founded in 1987 and have tried various complex trials in both federal and state courts. The firm has experience in insurance litigation, consumer class action lawsuits, real estate litigation as well as product liability, personal injury litigation and medical malpractice. Trief & Olk has two locations, one in New York and the other in New Jersey, and also litigates nationally. For more information, please visit, call (212) 486.6060 for the New York location or (201) 343.5770 for the New Jersey location. Or you can visit in person at 150 E. 58th Street, 34th Floor, New York, NY 10155 or 9 Kansas Street, Hackensack, NJ 07601.


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Ted Trief
Trief & Olk
(212) 486.6060
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