Financial Resolution Center Provides Tips On Budgeting This Holiday Season

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With the payroll tax cut expiration looming, many Americans may find themselves shelling out an additional couple hundred dollars annually.

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Put together a spending plan that you can follow not only during the holiday season, but a budget you can utilize on a regular basis.

That’s why it’s more important than ever for consumers to be on the right financial path this holiday season. Financial Resolution Center offers consumers the guidance needed to help keep track of their financial obligations and help them find a way to make their dollar stretch farther, even when unforeseen expenses occur.

The Chief Financial Manager with Financial Resolution Center states “Put together a spending plan that you can follow not only during the holiday season, but a budget you can utilize on a regular basis. By planning out your allotted expenses ahead of time, you are lessening the risk of buying on impulse which could set you financially beyond your means.”

The following are some complimentary tips from Financial Resolution Center that will come in handy with holiday budgeting needs this season:

Review Your Finances:

  • Take a look at your finances and figure out how much you are financially able to spend this holiday season on gifts and other assorted costs.

Set a Limit:

  • Set a budget for holiday purchases that include items like decorations, holiday food and assorted gifts.

Keep Track of Your Costs:

  • As you make purchases keep track of any costs that you incur, adding up the prices of each item you buy. This will help you to stay on target and within your budget.

Pad the Budget:

  • Make sure to pad your budget and figure in additional funds for each area in your holiday costs. Not only will this allow you room in case the items you are interested in purchasing are not on sale, but also in case you have an extra person or additional items you need to buy. It’s better to over calculate, than under calculate when it comes to budgeting.

Don’t take any unnecessary financial risks this holiday season and leave yourself without funds. To learn more useful tips on how to manage your money contact Financial Resolution Center at toll free (888) 272-0227 or visit us online at http://www.financialresolutioncenter.com

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