Joseph Haddad is “Insurent Broker of the Year,” Closed 14 Leases Using Insurent Lease Guaranty Program

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The Insurent® Lease Guaranty Program was created to assist landlords, condo/co-op owners, renters and brokers in closing residential leases. Its role as the "institutional mommy and daddy" allows thousands of leases to quickly and easily close to the benefit of all parties that otherwise would not close without Insurent.

I closed 14 additional deals this year alone because Insurent was the best option for my clients acting as their Guarantor.

As noted in an excellent recent profile in NY Rentals Examiner, Joseph Haddad of Caliber Associates is a very effective and successful residential rental broker. Based on Joseph Haddad’s accomplishments, Insurent announces that Joseph Haddad is the winner of the Insurent Broker of the Year 2011 Award.

Mr. Haddad only entered the residential rental field about 3 years ago, but he is now SVP of Caliber Associates and has already done over 200 leases in the last 3 years. Joseph Haddad only learned about the Insurent NYC Guarantor Program in December 2010, and as of early December 2011 he had already closed 14 leases this year by using Insurent.

Like many brokers, Joseph frequently encounters situations where his client can afford to pay the rent and wants the apartment, but the client is unable to qualify for any of the following reasons: the client does not have US credit, has income slightly less than the 40-45x the monthly rent, has significant cash assets at banks or in stocks but is not working, does not have a qualified guarantor, is retired, or is a international or US student.
According to Haddad, " I closed 14 additional deals this year alone because Insurent was the best option for my clients acting as their Guarantor.”

Charles Schoenau, Managing Director of Insurent, commented, “We have a number of excellent brokers using Insurent every day to close leases, but Joseph Haddad is an exceptionally skilled practitioner. He never seems to fail his client when encountering a roadblock to qualify for the apartment, and he recognizes quickly how to resolve the issue to the satisfaction of his client and the owner/building manager. In our view, Joseph is a great role model for brokers in many respects. We are very proud to name Joseph Haddad as the Insurent Broker of the Year 2011.”


The Insurent Lease Guaranty Program was created to serve renters, landlords, condo/coop owners, and brokers and relocation specialists by offering the first institutional guarantor of residential leases. The Insurent Lease Guaranty Program has been featured in the New York Times, The Real Deal, The New York Real Estate Journal, Real Estate Weekly, and Multi-Housing News.

The Insurent Lease Guaranty Program is underwritten and issued by Argonaut Insurance Company, a property and casualty insurance company rated A (Excellent) by A. M. Best. Instead of looking for an individual guarantor or co-signer, or having to pay a significantly larger security deposit or prepaid rent, a renter may utilize the Insurent Lease Guaranty to satisfy the landlord’s financial and credit requirements.


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Charles Schoenau