Clopton Capital Contemplates Viability of Personal Financial Services Division

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The commercial lending firm, Clopton Capital, is debating the viability of adding various personal financial services to their portfolio of products. Several of those ideas are outlined in this release.

Clopton Capital is a Chicago-based business loan provider based in the River North district of Chicago. The firm was established in 2010 as a commercial lender that provide numerous products such as SBA loans, commercial mortgages, gas station loans, and semi truck financing.

The commercial lending firm, Clopton Capital, is debating the viability of adding various personal financial services to their portfolio of products. Several of those ideas are outlined in this release.

Clopton Capital believes credit cards are an industry that lacks a competitive motive. They believe that by utilizing technology and only providing credit cards to those with superior credit and income verification will allow them to provide a unique product to business owners for their own personal expenses.

The fixed annuity marketing campaign Clopton Capital has started to explore as of months prior has yet to gain a dedicated budget or focus since fixed annuity products remain at relatively low rates of return. The purpose of establishing a fixed annuity brokerage was to become established in advance of what Clopton Capital believes will be an era of high interest rates in both commercial loans and fixed annuity interest rates. “At present fixed annuities aren't incredibly attractive, but we believe that in three to five years interest rates will soar and they will become an excellent place for conservative investors to place capital”, said Eric Smith, the broker of record for fixed annuity products from Clopton Capital.

Residential mortgages are an industry Clopton Capital has debated entering on numerous occasions. Their primary arguments for and against entering the industry revolve around the liabilities of being engaged in consumer lending versus the lucrative nature of being engaged in a much larger market than commercial mortgages currently have.

For more information about Clopton Capital's business loan services contact them at CloptonCapital.com. To join their financial link exchange visit CloptonCapital.com/link.
Their specific page regarding business loans is CloptonCapital.com/businessloans.html.

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Eric Smith

Jake Clopton
Clopton Capital
866.647.1650
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