Freehold, New Jersey (PRWEB) December 22, 2011
The new article "Life Insurance: Before you 'Drink the KoolAid' There are some things you should know" by Michael J. Carlucci, MBA, CFP gives an inside view of the kitchen table life insurance sales process. It sheds some light on Life insurance uses, agent motives, taxation, and products which also include some estate planning techniques. The article explains how most life policies wind up lapsing and not paying off, consumers need to plan appropriately. Author of the article, Michael J. Carlucci, MBA, CFP is the owner of MJC Advanced Financial Strategies, LLC. Carlucci states, "I wanted folks to understand the life insurance process from a producers view so they can make the right decision for them and not be form-fitted for the agent's product which happens so very often. I also hate to see consumers buy life insurance for the tax benefits which most agents don't seem to fully understand that actually become tax-traps to avoid at all costs." The complete article can be viewed on the MJC Advanced Financial Strategies LLC, website http://www.MyPlanStartsToday.com or by clicking this link: http://www.myplanstartstoday.com/myplanstartstoday.aspx?MyMenu=nh&MyPage=nh/ournewsletter.asp&SessionID=48652186
Registered Principal offering securities & advisor services through Independent Financial Group (IFG), a registered broker-dealer and investment advisor. Member FINRA/SIPC. MJC and IFG are not affiliated. Registered to sell securities and insurance products in NJ and NY. Registered to offer advisory services in NJ.
The information provided on this site is not intended as tax or legal advice. Consult a tax and/or legal professional for the details regarding a specific situation.
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