“It’s important to know where your insurance carrier stands on these issues. In most cases, the insurance carrier will not offer cancellation for riot or civil unrest,” says Chris Harvey, Squaremouth’s CEO.
St Pete Beach, FL (Vocus/PRWEB) February 01, 2011
St Pete Beach, FL February 1st, 2011 - The recent events in Egypt are causing many travelers to ask if their travel insurance policy will cover cancellation of their trip. Squaremouth.com, America’s fastest growing comparison website for travel insurance, advises travelers to contact their insurance carrier to thoroughly understand what coverage is available. “It’s important to know where your insurance carrier stands on these issues. In most cases, the insurance carrier will not offer cancellation for riot or civil unrest,” says Chris Harvey, Squaremouth’s CEO.
Some policies do provide coverage for Non-Medical Emergency Evacuation. This benefit is specifically designed for this type of situation in Egypt and covers the cost of transporting the traveler from a place of danger to a nearby place of safety. This benefit is available in policies provided by MH Ross, TravelSafe and Travel Insured International.
Many policies will offer Travel Delay and Missed Connection coverage in the event of riot or civil unrest. Travel Delay claims will reimburse lodging, food and local transportation during the delay. Missed Connection will reimburse the cost of catching up to the trip if the delay causes a missed departure. “Since this is a more common benefit, it’s important for the traveler to call their travel insurance carrier to confirm riot or civil unrest is covered,” says Harvey.
“For events like this, the best cancellation coverage available is Cancel for Any Reason,” says Harvey. This is an upgrade option that is available with many policies and provides the traveler with the ability to cancel the trip for any reason and receive up to 95 percent of the trip cost.
Squaremouth has compiled a list of official carrier statements regarding the civil unrest in Egypt here: http://blogs.squaremouth.com/travel-advice/carrier-position-statements-on-the-civil-unrest-in-egypt
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