Retiring Baby Boomers Choose Closer-to-Home Advisers for Investment Help

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Many retirees, specially federal employees, have many choices to determine how to select their retirement and investment planning. They need to rely on good advice that comes from financial planners who they can ask direct questions. Oftentimes, Internet training modules or advice from a friend just doesn't help. Long-distance advice isn't quite the same as face-to-face when money matters. Accountability is key.

A shaky economy, scams across the Internet, and confusion in retirement planning are all factors facing new retirees who want to be informed investors. Many are focusing on closer-to-home financial specialists who are easy to find, answer their phones, and can be met face-to-face.

“Having easy access to a friendly face can be more comfortable to retirees than just getting a good portfolio started,” explained Lola Kirk, newest member of the Kirk Financial Group. “I bring to the table 30 years of banking industry insights and management. I know many of the people who are now wading through the confusion of retirement plans, life insurance, and fixed annuities.”

Lola Kirk joins her husband, James Kirk, in their Kirk Financial Group business partnership after they chose to streamline and relocate their new offices at Barstow Road in the hub of the community. More clients are choosing to “drop by” and have their worries calmed by a friendly face.

“The concept of having a husband-wife team is not new but the expertise we bring covers so much more now,” Lola said. “Many wives and mothers raised their families in the 50s and 60s comfortably knowing their husbands had insurance. Times have changed. Many wives now out-live their husbands but haven’t adjusted their insurance and retirement planning to reflect those changes.”

Just getting access to a computer is not the easiest for some “baby boomer” seniors who don’t spend time on the Internet or know what to believe when they do find information. Who should they turn to for safe money management?

As James Kirk knows, “Federal retirees are more confused by the lack of good, complete retirement solutions. They want to know they’ve made the right decisions. I think having easier access to the answers they’re searching for puts their minds at ease. And if they have questions, a quick phone call gets them a voice they recognize, and a person who cares about them.”

“If you make short-term and long-term plans now, stick to them, and wait for the economy to adjust,” James Kirk said. “You’ll be less likely to jump from one plan to another, hoping for stability,” he added.

New retirees, searching for financial advisors with a more “hands-on approach,” have arrived from as far as San Diego to confer with the Kirks. If this trend holds firm, they are currently in discussions to open new offices in Ridgecrest, CA and Phoenix AZ in the next 12 months.

They both recommend that finding an advisor you’re comfortable with, easy to talk to, and offers specific information with accountability down the road, will be your best investment for a long, and lasting retirement.

BIO: James Kirk is a financial advisor with over 21 years of experience. He manages personal investments, retirement packages, estate planning, and specializes in federal employee retirement solutions. He’s an Alumni of the Prestige’s American College in Brawn, PA, where he was awarded the following credentials: Chartered Financial Consultant (ChFC), and Chartered Life Underwriter (CLU). Jim is also a Chartered Federal Employee Benefits Consultant (ChFEBC). Lola Kirk offers 30 years of banking knowledge and an expert in “Safe Money Management” as well as Life Insurance Planning. They can be reached at and


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