Getting life insurance while you’re young is the best way to guarantee low rates and future insurability while building a foundation for your financial future.
Wheeling, IL (Vocus/PRWEB) March 01, 2011
AccuQuote, an industry leader in providing term life insurance quotes to people across the United States, continues to thrive amongst its competitors by offering the most innovative life insurance products on the market. The company recently added Prudential’s PruTerm WorkLife 65, an innovative and competitively priced term life product that offers great benefits for young consumers, to its hundreds of life insurance and financial planning products already available.
PruTerm WorkLife 65 is an innovative term life product that provides consumers ages 25 to 55 (35 to 55 in Washington state) with the death benefit coverage during their working years to age 65. It addresses consumers’ needs during their working years and helps them protect against today’s realities – all in one product.
“Getting life insurance while you’re young is the best way to guarantee low rates and future insurability while building a foundation for your financial future,” says Byron Udell, founder and CEO of AccuQuote.
In addition to providing life insurance protection to age 65, WorkLife 65 has a built-in waiver of premium feature that will pay a policyholder’s premiums for one year if they become unemployed or any time to age 65 if they become disabled.
According to Prudential’s 2009 term sales studies, many consumers are trying to purchase coverage until age 65 to cover their anticipated working years. This means that many consumers are either over or under buying the duration of insurance. The traditional goal of retiring at age 65 also continues to have relevance in the minds of many consumers. WorkLife 65 appeals to this need to have coverage to age 65 rather than for 10 or 20 years.
Following are the current realities facing young consumers today and reasons to consider Prudential’s WorkLife 65:
- Three out of every 10 Americans entering the work force today will become disabled before they retire, according to the Council for Disability Awareness.
- The unemployment rate in the United States has been close to 10 percent, according to the Bureau of Labor Statistics.
For more information on WorkLife 65 and its benefits for young consumers or the other innovative products offered through AccuQuote, contact a licensed life insurance agent today at 888-314-4455.
AccuQuote helps consumers find the best values in term life insurance by combining instant online life insurance quotes with the personal service of unbiased life insurance professionals who answer questions, identify important issues and make meaningful recommendations. The company offers consumers an extensive selection of life insurance products, including term life, whole life, universal life, accidental death, long-term care, disability and selected annuities. AccuQuote.com has many handy insurance tools, including a term life insurance calculator to help consumers determine their life insurance needs, a glossary of industry terminology, a collection of articles and press releases that cover many life insurance topics and a blog that provides opportunities for discussion on life insurance and personal finance. For additional information or to get free quotes for low cost life insurance, please call AccuQuote at 888-314-4455.
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