Concrete Strategies for Eliminating Credit Card Debt

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New book contains step-by-step instructions for paying down debt and reclaiming unfulfilled aspirations

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Once I accepted the fact that I had gotten myself into credit card debt, I could start getting myself out of it. I could not start paying off my debt until I said, “The Buck Stops Here!” (that is, in my wallet).

In Master The Card: Say Goodbye to Credit Card Debt…Forever (published by Balboa Press), author Joe Paretta provides step-by-step instructions for overcoming credit card debt. Presented in a friendly and encouraging manner, Master The Card not only offers proven methods to free individuals from their financial burdens, but also inspires readers to reclaim their dreams and aspirations that may have become stifled by a mounting credit card balance.

The first section of Paretta’s book provides information on how to implement budgeting strategies such as: bringing awareness to spending habits, itemizing bought items, leaving credit cards at home when shopping and negotiating persistently and effectively with creditors in order to chip away at credit card balances.

Additional sections of the book discuss the increased quality of life that can be expected once credit card balances are reduced and eventually eliminated. Readers will feel empowered to envision a happier, more fulfilling future for themselves and their families as they become debt-free. Paretta also addresses the concept of charitable giving – an act often unimaginable to those deep in debt.

Master The Card will change the way readers think about spending and debt as they learn how to speak with confidence to creditors and how to strategize payments. With this comprehensive, practical plan, individuals facing overwhelming debt will come to realize that debt is temporary. Readers will learn important tactics for leading a happier, stress-free life.

Once I accepted the fact that I had gotten myself into credit card debt, I could start getting myself out of it. I could not start paying off my debt until I said, “The Buck Stops Here!” (that is, in my wallet).

Once I stood up, my credit card debt “fell down”….steadily, and eventually, rapidly.

About the Author
Joe Paretta is a coach, author, speaker and teacher. He received both a bachelor’s degree and a master’s degree from Hofstra University in New York. Joe and his wife, Jessica, purchased a home in their dream location of the Pocono Mountains after divesting themselves of their own credit card debt. For more information, please visit http://www.joeparetta.com.

Balboa Press is a division Hay House, Inc., a leading provider in publishing products that specialize in self-help, and the mind, body and spirit genre. For more information, visit http://www.balboapress.com.

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