With the expected spring rain and vastly approaching hurricane season the team at Charlotte Insurance has taken the time to answer some of the most common flood insurance questions that have surely puzzled homeowners.
Charlotte, NC (PRWEB) May 14, 2011
Charlotte Insurance a locally based North Carolina insurance agency, is constantly striving for ways in which they can better serve their Carolina clients. With the expected spring rain and vastly approaching hurricane season the team at Charlotte Insurance has taken the time to answer some of the most common flood insurance questions that have surely puzzled homeowners.
Charlotte Insurance cares deeply about the safety and protection of its clients and homeowners all across the Carolina region, which is why the agency is thrilled to reveal their educational answers and debunk some of the most common flood insurance myths:
1. Doesn’t my homeowners insurance cover flood damages?
No, unfortunately this common misconception causes many homeowners to lose out on the enhanced coverage they need. Most major insurance companies will not offer flood insurance as part of their standard home insurance policy due to the potentially devastating and costly risks involved.
2. I won’t be able to qualify for flood insurance if I live in a high-risk flood region, right?
Wrong again—nearly everyone in a participating community qualifies for flood protection; and nearly every community nationwide participates in some level of the program. The Federal Emergency Management Agency (FEMA) is an outstanding resource where you can learn about national flood programs, evacuation tips and how to properly prepare your home and family for flooding incidents.
3. Why should someone purchase flood insurance?
It’s understandable that homeowners, especially in this economy, may find any additional expenses hard to manage – and flood coverage may seen unnecessary to someone who has never experienced a flood – but like any other type of insurance product that is purchased for one’s home, car or health, having the coverage helps mediate the costs if unfortunate flood-related damages did occur. Flood insurance acts as a critical endorsement to strengthen your current NC or SC home insurance. It’s a means of safeguarding your property, personal possessions and loved ones.
Taking the time to reevaluate your flood coverage needs is just one more way Charlotte Insurance’s Carolina community can ensure that they are sufficiently protected against all possible risks.
About Charlotte Insurance:
With 5 convenient locations across the state of North Carolina, Charlotte Insurance has evolved into an all-inclusive, client-focused North Carolina insurance agency—committed to offering superior North Carolina and South Carolina insurance strategies for residents all across the region; whether you are from Matthews, Huntersville, Mooresville or beyond. Since 1992, the team here at Charlotte Insurance has been dedicated to changing the insurance industry for the better. Our keen attention to detail and unwavering commitment to quality service has enabled us to build strong, close-knit relationships with our customers and our overall community—relationships that thrive off of mutual understanding between agent and customer.