Regency Financial Group Reaches Milestone by Processing Over 100 Loan Modifications; Regency Financial Group Welcomes New President and Chief Financial Officer James Clavijo, CPA to the Executive Team

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Regency Financial Group provides assistance to homeowners struggling with their mortgages and helps them though the modification application process with their lenders. Regency provides assistance with the HAMP program. Regency has many success stories where other loan modification companies could not succeed. Regency does this for a processing fee of less than $999. Homeowners can save thousands of dollars in interest, may receive principal abatement and most of all save their homes.

Regency Financial Group (Regency or the Company), a mortgage broker company specializing in loan modifications, announced today that it has well exceeded processing over 100 clients. In addition, James Clavijo, CPA, MA has joined the Company and will serve as President and Chief Financial Officer.

Mr. Clavijo has over 17 years of experience in leading several companies experiencing rapid growth. His experience vast has allowed him to work with both private and public companies that range in size from startup companies to Fortune 500 companies. In addition, he has assisted these companies in raising over $100 million. He holds a CPA license from the state of Florida and has a Masters degree in Accounting from Florida International University, as well as Bachelors, from the University of Florida and the University of Nebraska.

“I am excited to join a Company that is actually helping families find a way to save their homes,” stated Mr. Clavijo, “my objective is to promote and market the Company so that we may reach all the families who are not receiving the assistance they need in order to modify their existing loans and help them save their homes and do so at an affordable price.”

Mr. Clavijo joins Francisco Salvat and Robert David Conner who have successfully operated Regency since its inception in 2010.

Regency provides assistance with processing loan modifications. “Many homeowners find that they are lost in a sea of red tape, don’t have the resources, don’t have the time, and are often ignored by lenders. Many times homeowners are denied because of incomplete paperwork and incorrect submissions. This is where we can assist. At Regency our processors are experienced in the field and know how to reach the lenders and know how to submit the documentation required and most importantly are your advocates in the goal to save your home,” stated Mr. Conner, “we provide this service under a 3 step processing fee. The first step is the account setup and software purchase, for $199 fee. The second step is completed once your modification package is submitted to the lender, the fee for this is $299; and the third and final step is when the modification is completed and approved by the lender, a fee of $499 will be required. The Company only receives payments for work that is performed. Regency keeps the entire processing fee upon approval under $999 and $795 for a prepaid discounted account setup.”

Recently one of Regency’s clients provided a testimonial: “I was in foreclosure and had been denied by my Mortgage Company three times for the HAMP Loan. I saw an ad on the internet for The HAMP Program from Regency Financial Group. I was desperate and figured it was worth a try. I called Regency Financial Group and spoke with a specialist by the name of Francisco Salvat. They handled the entire process from beginning to end; they assisted in analyzing the numbers and resubmitted the package to the Mortgage Company and within a matter of four weeks it was approved. They help lower my interest rate from 7% to 3.25% and lowered my monthly payment from $1,601 to $869. They also were able to apply my past due payments to the end of the loan”.

In February 2009, the Obama Administration introduced a comprehensive Financial Stability Plan to address the key problems at the heart of the current crisis to get our economy back on track. A critical piece of that effort is Making Home Affordable, a plan to stabilize the housing market and help struggling homeowners get relief and avoid foreclosure. The Home Affordable Modification Program (“HAMP”) provides eligible homeowners the opportunity to modify their mortgages to make them more affordable. Over one million homeowners have already gotten help under the program. The program is on track to offer help to 3 to 4 million homeowners by 2012. On March 26, the Obama Administration announced expanded flexibility for mortgage servicers to assist more unemployed homeowners and homeowners who are underwater through the program. “There are five basic questions you need to ask, is the home your primary residence, is the amount you owe on your first mortgage less than $729,750, are you having trouble paying your mortgage, was your mortgage made prior to January 1, 2009 and is your payment more than 31% of your gross income, if you can answer yes to those questions we can help you with this program, we may still be able to help you even if you don’t qualify for this program,” stated Mr. Salvat.

About Regency Financial Group
Regency Financial Group is a mortgage broker company specializing in loan modifications. Regency provides an affordable payment plan or upfront discounted fee for account setup and software purchase and processing of loan modifications.

For additional information please visit Regency’s website at: , or call 877-376-3827 or email helpme(at)theregencyfinancialgroup(dot)com

This press release contains forward-looking statements that reflect Regency’s current expectations about its future results, performance, prospects and opportunities. Statements that are not historical facts, such as "anticipates," "believes," "intends," or similar expressions, are forward-looking statements. These statements are subject to a number of risks, uncertainties and other factors that could cause actual events or results in future periods to differ materially from what is expressed in, or implied by, these statements. Unless required by law, Regency assumes no obligation to update or revise any forward-looking statements as a result of new information or future events.


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