Pay As You Settle Offers New Tips on Choosing the Right Debt Settlement Company

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Pay As You Settle offers users a new list of tips to find the right debt settlement company to fit your needs

Pay As You Settle offers users a new list of tips to find the right debt settlement company to fit your needs. Recently, The Federal Trade Commission ruling banned debt settlement companies from charging for services before they were reached and executed – but even with the rule change, consumers need to find a debt settlement company that they are comfortable working with. Pay As You Settle has provided a list of tips to help consumers find a reputable debt settlement company. PAYS understands that everyone falls into debt and it becomes an emotional time.

Since the launch of PAYS, consumers have enjoyed their financial freedom. When other agencies charged up front fees and have not settled any accounts, PAYS worked relentlessly to make sure accounts were being settled and not earning any fees until doing so.

Tips for Choosing the Right Debt Settlement Company
1. Choose a company that is accredited with The Association of Settlement Companies (TASC) and the United States Organization for Bankruptcy Alternatives (USOBA). Both organizations perform audits of their accredited members to make sure they perform ethically and appropriately.
2. Check the company’s rating with the local Better Business Bureau – choose one with at least an A rating.
3.View the company on Google's local search and read the reviews of previous or current clients.
4. Choose a company that is full-service and who will do all the work on your account – including negotiate on your behalf with your creditors – as opposed to a company that outsources any part of the program. This ensures your financial information is secure with one company.
5. Check to see if the Attorney General requires licensing for any debt settlement companies. If this is required, request license.
6. You do not need an attorney to settle your debt – they often charge more because they don’t do the work themselves. Also, they are not subject to the FTC ruling and so will be able to continue charging upfront fees. Since there is only one lawyer working on reducing the debt, they are unable to meet with the person and all contact is usually done through a secretary or a paralegal.
7. Make sure the company can actually help you with your particular situation before you sign up. A reputable company will listen to your story and, if they can’t help you, will give you other options.
8. Choose a company that’s been in business long enough to have a solid track record of success and a good reputation.


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Lorrin, Nahinu
Pay As You Settle
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