Rapid City Credit Union Offers Excellent Car Loan Rates

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Highmark Federal Credit Union, a Rapid City Credit Union offers advice for new car buyers and encourages members to take advantage of their excellent Rapid City car loan rates. This Credit Union in Rapid City also offers advice for those who have managed to rebuild their low credit scores over the years.

Purchasing a new car through financing will help you to maintain a healthy credit rating and receive a lower interest rate,

Summer is a great time of the year to shop for a new car. With dealers looking to reduce their current year inventory to make room for the next year’s models, there will be numerous sales events to prompt people to purchase a new vehicle. In an effort to ease the process of buying a vehicle, there are a variety of financing options available to prospective buyers. One Rapid City Credit Union encourages car shoppers to consider all of the purchasing options available before buying their next new car, truck or van.

“When our members come in and ask us for vehicle buying advice, getting them the best rate is an important part of their decision. Others aspects also play a role, like book value of the new car, trade-in, and length of term. We help to map out all of their options and provide them with a clear picture on the best choices,” said Josh Campbell, Financial Services Manager for Highmark Federal Credit Union in Rapid City, South Dakota.

Financing terms can vary based on the total price of the vehicle, their credit score, length of loan and, amount of trade or down payment.

Many times, Credit Unions can offer their members better rates on their new car loans than they had on the previous car’s loan because the purchaser has improved their credit score over the last several years and are now able to qualify for a better loan option because of their improved credit history.

“We all know the hard work it takes to rebuild your credit score so we, as a financial institution, understand how important it is to review new loan rates after your credit score has returned to a normal rate. Purchasing a new car through financing will help you to maintain a healthy credit rating and receive a lower interest rate,” added this Credit Union in Rapid City Financial Manager.

About Highmark Federal Credit Union
As the leading Rapid City Credit Union, Highmark Federal Credit Union is a not-for-profit organization that takes pride in the level of customer service they provide to each and every one of their members. From standard checking and savings accounts to business lending and car loans, Highmark Federal Credit Union can help assist you with any financial challenges you may be facing. For more information visit, http://www.highmarkfcu.com

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Dawn Laskowski
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