Data Facts’ Partnership with First State Bank of Bridgeport Yields Success

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With the housing market on shaky ground, First State Bank continues to see growth, due in part to a partnership with Data Facts, Inc.

The Data Facts credit report is extremely easy to read. We love the ease and speed of obtaining tax transcripts. We also utilize CreditXpert, which has helped many of our customers figure out the path to better credit.

With more foreclosures now than ever before, First State Bank of Bridgeport is still finding ways to thrive and exceed expectations of the local community by utilizing Data Facts’ credit reports, tax return verifications, and CreditXpert suite of products.

The mission of First State Bank’s Mortgage Department is to meet the needs of their local customers in a rural area where there aren’t many financing options available. Having worked with Data Facts for a year now, First State Bank is able to do just that. Data Facts provides First State Bank with credit reports, tax return verifications, and CreditXpert credit education tools that can be accessed online.

The easy to read format of the credit report is one of the things Tammy Tolbert, Vice President of First State Bank, likes most about working with Data Facts.

“The Data Facts credit report is extremely easy to read and navigate through. It speeds up the process of examining the report. We love the ease and speed of the TRV process in obtaining tax transcripts. We also utilize the CreditXpert ‘What If’ Simulator, which is GREAT. It has helped many of our customers figure out the path to better credit.
“I look at many factors when choosing a vender,” Tolbert continued. “First and foremost, I look for a sales rep that I feel comfortable with and trust, and secondly, a product that fits the needs of my company and our customer.”

With credit scores becoming more and more important in a down economy, Data Facts' CreditXpert products help applicants examine their credit and make smarter decisions now and in the future so they can potentially increase their score and qualify for a better loan. Coupled with tax return transcripts and easy to read credit reports, the partnership between First State Bank and Data Facts has been a success for both businesses.

“First State Bank is a great client of Data Facts,” David Showalter, Senior Account Executive of Data Facts said. “ It’s been exciting to help the loan officers better understand what makes credit scores increase or decrease. My favorite part is hearing about applicants that are approved because the loan officer has helped educate them on credit.

About First State Bank of Bridgeport
First State Bank is located in Bridgeport, TX and was founded in 1896. It has operated continuously since its inception, weathering the "Great Depression" as well as the "Banking Crisis of the 80's". Significant growth has been experienced in the last five years due to the influx of people into Wise County from the metroplex area, with the bank doubling in size during the last five years.

About Data Facts, Inc.
Based in Memphis, Tennessee, Data Facts has offices across the United States and provides crucial information for a broad variety of business needs, such as background screening for employment, tenant screening for residential firms, and up-to-date financial background data for mortgage companies.

Those wanting more information about Data Facts should visit, http://www.datafacts.com.

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Sara Kellum
skellum@datafacts.com
901-685-7599
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