In the hands of a trained financial advisor, Social Security Timing™ can help married couples increase their Social Security benefit s by tens of thousands of dollars.
Omaha, NE (PRWEB) July 26, 2011
Lloyd Watnik, a 27-year veteran (retired) of the Social Security Administration and one of the nation’s foremost experts on government benefits, is now endorsing Social Security Timing™ software as a vital resource for helping married couples make better Social Security decisions.
Considered one of the foremost authorities on Social Security and Medicare, Watnik speaks to employee groups, corporate clients, government agencies and financial advisors throughout the United States.
“I’ve been involved in Social Security and federal government benefits for over 41 years and I’ve never seen anything like Social Security Timing™,” Watnik said. “In the hands of a trained financial advisor, Social Security Timing™ can help married couples increase their Social Security benefits by tens of thousands of dollars, solidifying the foundation of any retirement income plan.”
Social Security Timing™ is patent-pending software that looks at every election age combination for a married couple (81 in all), as well as Creative Election Strategies like File and Suspend and Restricted Application, and finds the one strategy that will offer the highest lifetime benefit. According to Joe Elsasser, CFP—the software’s creator—the average difference between the best and the worst election decisions for a married couple is around $30,000.
“Social Security is a critical source of retirement income for most people, but the sad truth is most people don’t understand how their benefits work, so they don’t have any idea how to go about maximizing them,” Elsasser said. “Having a respected figure like Lloyd lend his voice to this issue is critical to raising awareness of social security planning and helping people out there make better choices.”
Try out the Social Security Timing™ calculator at http://www.SocialSecurityTiming.com.
About Social Security Timing™
Social Security Timing™ is a patent-pending online software application used by financial advisors all over the country to help their married clients maximize their Social Security benefits. Social Security Timing™, arrives at its recommendations after looking a couple’s age and income record and running complex calculations to find the election strategy that offers the highest expected lifetime benefit. Advisors can run reports and get training at http://www.socialsecuritytiming.com
About Lloyd D. Watnik
Lloyd D. Watnik is among the nation’s foremost authorities on Social Security, Medicare, and Government retirement benefits. Before retiring in 1994, Mr. Watnik was employed by the Social Security Administration for 27 years (24 years as a Manager). He has been involved in Social Security & Federal Government Benefits for over 41 years. Mr. Watnik has been training Federal employees and lecturing in the private sector since 1972. http://www.lloyd.watnik.com