Lake Saint Louis, MO (PRWEB) July 30, 2011
When it was founded in July of 1991, Stuckey & Company was known exclusively as the Managing General Agent of the HarborGuard marina insurance program. Now, 20 years later, Stuckey & Company is recognized as one of the most innovative niche insurance providers with a portfolio of eight specialty insurance programs tailored to the needs of specialized industries. It works with a network of 8,500 independent insurance agents to provide their clients with reliable, affordable, tailored insurance.
“We are particularly proud of our HarborGuard marina program, because this was the program that launched our company,” says Kerry Stuckey, chief operating officer of Stuckey & Company and the program manager for the HarborGuard program. HarborGuard was relaunched in 2009 with a rate structure that is very competitive in local markets. “Today, we still offer the most comprehensive program for this specialized market, with tailored liability insurance for a wide variety of businesses, including marinas and boat yards, boat dealers, and marine artisans such as boat repair and supply shops,” Stuckey says.
In 1997, Stuckey & Company launched the SafetyTek insurance program designed for IT contractors. Since then, the company’s Tek Division has expanded to cover the risks of diverse technology professionals. “I graduated from college wanting to be the world’s best computer programmer,” says Dwight Stuckey, chief executive officer, “but then I realized I could combine my knowledge of the insurance industry with my interest in the emerging IT field, where the insurance risks were still undefined.”
And Stuckey & Company doesn’t just insure technology – it also utilizes innovative technologies to help licensed agents and insureds get faster service and more accurate quotes. Dwight Stuckey says they redesigned their web site earlier this year to make it easier for people to find the information they need, and enter their information a single time and get multiple quotes from different carriers. “We have numerous online tools available to agents and their clients that streamline the application process and allow them to see more options for coverage,” Stuckey says. “We have redesigned our online application to only include the questions necessary to underwrite, rate and issue the policy and have eliminated any un-needed questions. Our TekDivision Professional Liability application focuses on minimizing workflow bottlenecks and allowing you to gain instant access to our rating engine.”
“We also work with the insurance carriers to make the tools they have developed available to our agents and their clients,” Dwight Stuckey says. Stuckey & Company offers online rating tools for commercial lines, personal lines and professional liability coverage. He attributes his firm’s strong relationships with leading insurance carriers as a major reason Stuckey & Company is still going strong after 20 years.
“We don’t chase trends in insurance,” he says, “but we do pay close attention to emerging industries that have unique insurance requirements, and work closely with top-rated carriers to develop specialty programs that address those underserved markets.” Stuckey says sometimes it takes more than a year to develop the underwriting guidelines and launch a new specialty insurance program for a niche industry. “We spend a lot of time researching emerging industries and understanding the gaps in coverage that a standard policy would carry, and then we find carriers willing to create the programs to address those gaps.”
In addition to the SafetyTek and HarborGuard insurance programs, Stuckey & Company’s branded programs include Aspire A&E Insurance for architects and engineers; the Element Green Insurance Program for sustainable “green energy” businesses; NetProtect Essential coverage for companies that transmit data over the Internet; and ServicerPRO, a comprehensive business insurance package for appliance repair professionals. In addition, it offers Miscellaneous Professional Liability coverage, Commercial Lines insurance, and Personal Lines insurance.
Moving forward, Stuckey & Company hopes to spend the next 20 years continuing to grow with its licensed agent network of 8,500 dedicated insurance professionals and the select group of highly-respected carriers it works with. It wants to remain the predominant resource for “insuring the connection” between independent agents and companies in specialized industries served by its insurance programs.
About Stuckey and Company
Stuckey & Company is a specialty insurance provider based in Lake St. Louis, Missouri. For 20 years, Stuckey has offered commercial, professional and personal lines of insurance. Stuckey & Company’s network of more than 8,500 licensed agents has the knowledge and experience in dealing with specific coverage not typically covered under standard policies. As one of the fastest-growing specialty insurance providers in the U.S., Stuckey & Company offers E&O coverage to over 150 classes in sectors that include technology and IT consulting, accounting and financial services, government services, architects and engineers, “green” industries, media, laboratories and education. It is also the Managing General Agent of the HarborGuard Marina Insurance Program. Coverage limits are available for many risks up to $5 million. The company also offers a variety of standard policies. For information on any of the insurance programs from Stuckey & Company, contact Dwight Stuckey at 800-828-3452, ext. 22 or by email at dwight(at)stuckey(dot)com.