California’s Remland Insurance Explains the Difference Between Liability Insurance and Disclaimers

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After 60 years of operating locally in California, the team at Remland Insurance has witnessed countless accidents and damages that regularly occur in business; the agency is putting this knowledge to the test by proactively helping local business owners avoid liability issues moving forward.

Remland Insurance Services, Inc. of California
No one wants to find out the hard way that serious mishaps can occur at even the most low-risk companies.

In some instances, company owners required that their employees sign a liability disclaimer in lieu of obtaining California business liability insurance. However, there are several problems that can arise when businesses follow this model.

In order to help new business owners avoid costly legal troubles, Remland Insurance offers the following reasons as to why liability coverage can be an invaluable asset:

  • Many people would agree that operating a company without California business insurance is a dangerous endeavor. So, why would anyone want to leave any loose ends in their policy by failing to obtain comprehensive coverage, including a liability plan? No one wants to find out the hard way that serious mishaps can occur at even the most low-risk companies.
  • Although some business owners may think that liability disclaimers are a viable way to avoid paying for a separate insurance policy, these waivers often have a number of loopholes.
  • Moreover, in some states business owners cannot legally ask their employees or any other parties to waive their liability. In some cases, a disclaimer can be a useful addition to liability insurance, but the former does not supplement the latter.
  • Some policies will even cover a business’ defense costs if liability claims should arise.

This is where qualified insurance agents like those at Remland come into play. Few people fully understand the ins and outs of either California home insurance or the available business policies in the state. Seeking help from a local agent can not only give professionals peace of mind that they are covered in terms of business-related claims, but it can allow them easy access to a trusted provider nearby when accidents do occur.

About Remland Insurance:

Since 1951, Remland Insurance has operated as a full service, independent California insurance agency. Located in the heart of Orange, CA Remland Insurance specializes in Orange County and LA insurance while continuing to offer outstanding insurance services throughout the entire state. The agency’s extensive network of providers ensures that they can provide their customers with advanced coverage at the most affordable price. With over 60 years of experience in the insurance industry, Remland Insurance is expertly prepared to meet your coverage needs!

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Nick Atcheson
Astonish Results
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