Miami, FL (PRWEB) September 14, 2011
Banks lending practices these days have been more than questionable, as according to a report issued by FDIC, 80% of all mortgages contain some type of fraud. Therefore questioning ones current mortgage documents for fraudulent activity should be a main concern for every homeowner. Reaching U Network, a nonprofit organization, is giving away 100 Forensic Loan Audits to home owners who have been struggling to keep their homes. For a homeowner who maybe struggling with a tedious loan modification process or due to a hardship may have defaulted or fallen behind on their mortgage payments, a forensic loan audit may help identify fraudulent activity in mortgage documents which may help save a home from foreclosure.
A homeowner should know that a forensic audit alone cannot stop foreclosure, any homeowner who is told this needs to be aware that they are being misinformed. What a forensic loan audit can do is open up a discovery process for litigation that could void ones mortgage if it is determined that a homeowner’s mortgage document contains fraudulent doings. If a homeowner is a victim of fraud or predatory lending practices, a forensic loan audit will provide the means to take back control for a home owner struggling to save their home.
According to Consumer Affairs, it is illegal for a mortgage lender to force one to pay on a mortgage that contains any form of fraud, therefore if a forensic loan audit proves there is fraudulent activity proper legal representation will be required to help a homeowner through the process of litigation after the audit is complete.
Reaching U Network is helping to take the first step in determining if a homeowner’s mortgage is fraudulent. To qualify for a forensic loan audit you must be a homeowner, be behind or in default of your mortgage payments, be employed or have an income and you must want to save your home. To qualify for a free forensic loan audit send your request to info(at)reachingunetwork(dot)org. Take the first step in saving your home.