, Provider of Short Term Production Insurance, Now Expands into Utah

Share Article, a provider of low-cost production insurance for the film industry, adds on another state - Utah.

You dream it, we'll cover it

"the best rate I found and easy too" Vernon Castleton"

"..the calls kept coming in, so I decided to just go for it.." says David Karubian, CEO of Brilliant Insurance Services. For the past 9 years, Brilliant Insurance Services has provided short term production insurance for indie film makers as well as regular producers of film, TV, documentaries, music videos and commercials. Currently they are licensed in 11 states, including CA which is where they are based, OR, NV, AZ, TX, HI, NC, NY, NJ, FL and now UT.

Most of the time, an “indie” film maker that needs film insurance, he or she typically will ask a colleague where the good deals are or often have their production assistants help look for such deals. The internet has made this process easier and has a very detailed overview of the variety of programs offered. Applications are downloadable, however most applicants call and speak with David prior to completing any forms.

"It’s something I do and it’s something I like to do," says David. "The movie insurance is just something I was doing a lot of, due to my proximity to Hollywood… the young film producers coming out of film school all have something to prove, and I love hearing their story lines and feeling their enthusiasm as we do their quotes…. As the calls came in, I developed my markets and slowly began adding states to transact in..” says David.

There is competition in the market, but the prices we offer and the certificate services we provide are the best in the industry. The coverage offered ranges from general liability, coverage for rented production equipment, coverage for vehicles, workers compensation, errors & omissions and more. Although some producers do film without the proper coverage (commonly referred to as “gorilla style), most legitimate productions have to apply for permits and need certificates to show the city. In either case, if they are renting equipment, the rental house will need insurance on the gear.

According to David, “…yes I am the CEO, but it’s my favorite type of policy to sell and I really like the ‘crowd’ who have made me feel accepted.” “Working with film producers has made me feel inspired at times, wanting me to do films of my own” says David. To speak with David, he can be reached by calling (888)504-8484 xt 203, or by emailing him at David(at)MovieInsure(dot)com. He is friendly, and outgoing and can be quoted as saying “…it's as close to being in Hollywood as I can get.."

Production insurance is unique to each project. Depending on the budget size, duration, amount of rented equipment, stunts, and so forth, the prices can range from $500 to $5000 on insurance for a short term policy. Many producers own their own gear, but may have to rent some vehicles. All of this can be accommodated. Annual policies are also available and are definitely a cost saving move.

Like a lot of industries, the film industry is small in terms of social networking and the fact that is always growing and emerging. Jokingly David adds, ”ha ha…sometimes I feel like they [the indie producers] get to have all the fun, while I am stuck in the office all day…” Nevertheless, there is rumor that some new technology coming to help David get out of the office more. Stay tuned for more developments on that front.

In the mean time, the folks at Brilliant Insurance Services are going to add more states to as the demand warrants. In addition to having a really nice website, and a wide variety of programs custom tailored on a short term or annual basis, one would definitely want to get a quote from David before making a final purchase.


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David Karubian
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