Moving into a new home can be an exciting time, but it is important not to forget several important steps that every renter should take before signing a lease.
Costa Mesa, CA (PRWEB) September 14, 2011
The team at local Gelker and Rohrer Insurance Agency has helped numerous individuals and families obtain the renters insurance California residents need to protect themselves and their belongings from any costly mishaps that can occur during the term of an apartment or condo lease. Moving into a new home can be an exciting time, but it is important not to forget several important steps that every renter should take before signing a lease.
In order to help make individuals’ transition into their new home a safe and smooth one, Gelker and Rohrer Insurance Agency offers the following checklist:
- Even if a neighborhood is visually appealing, is there any major construction planned to commence during the term of an apartment or condo lease? Also, people should make sure that they have adequate cell phone reception in their new dwelling.
- Renters should make sure that they fully understand their lease, fine print and all, before signing any commitment. Things to double check include whether or not your monthly payments include utilities and how maintenance requests are handled.
- Some landlords in the state require California renters insurance, but even if they don’t, it’s essential to obtain this type of policy. While many landlords have their own insurance policies for their rental properties, these plans do not cover the renters’ belongings in the case of theft or destruction. Renters insurance can also give people peace of mind since it will help cover the cost of rent if an individual loses his or her job.
- Prior to signing an agreement or moving in, renters should write down and inform the landlord of any damage that is already present in the apartment or condo in order to avoid being charged for it when their lease ends.
Many people get caught up in the excitement of moving into a new apartment or condo and forget to cover all of their bases in terms of protecting themselves from unreasonable lease terms or forgetting to obtain proper California renters insurance. Going through a local insurance agent may be the best idea for renters who can appreciate the ability to stop by or call a professional nearby when issues arise.
About Gelker and Rohrer Insurance Agency:
Gelker and Rohrer Insurance Agency has earned its reputation as one of the best insurance providers in the California area through its dedicated staff and mission to provide customers with the best policies to fit their unique needs. No matter what the case – auto, home or business – local California insurance agents at Gelker and Rohrer are always eager to help. With professionals always close by, the team at Gelker and Rohrer can provide the personal insurance experience that big chain direct writers cannot, while offering the same competitive prices and comprehensive coverage.