Individuals may consider leaving a few lights on or setting them on timers and asking a trusted neighbor to collect their mail.
Natchitoches, LA (PRWEB) September 29, 2011
Now that it’s nearly October, Louisiana residents may be considering taking a trip up North to view the fall foliage or those well-organized individuals might be planning their holiday travel schedule. Many homeowners purchase the home insurance Louisiana residents need while under the impression that their property will be protected during their absence. This is true in most cases, but any extended trips may have insurance implications. Regardless of the duration of a trip, homeowners can take the following precautions in order to reduce the risk of something happening to their home while they are away:
- Louisiana is prone to sudden changes in weather, so collecting all deck and lawn furniture and storing it somewhere secure may be a good idea. Homeowners would hate to return after a relaxing trip to find that a chair was picked up by the wind and shattered a window.
- Thieves often look for signs of an empty house such as overflowing mail or a home with no lights on. Individuals may consider leaving a few lights on or setting them on timers and asking a trusted neighbor to collect their mail. While Louisiana homeowners insurance may cover any stolen items, filing a claim increases the chances that an individual’s insurance premiums will increase.
- Many house fires start when a family is not at home. Even if homeowners ensure that their stove and dryer are off before they depart, it may be better to be safe than sorry and take the time to unplug all appliances.
With careful planning and proper homeowners insurance, Louisiana residents can truly achieve peace of mind while on vacation. For those who are considering an extended trip, a quick visit to a local insurance agent will reveal whether or not their trip will affect their home insurance coverage.
About Cunningham Financial Group:
Proudly located in Natchitoches & Mansfield LA, Cunningham Financial Group is the area’s leading local insurance agency; dedicated to serving the insurance needs of Louisiana individuals, families and businesses for over 75 years. As a well established agency, Cunningham Financial Group represents various nationwide insurance carriers, allowing its dedicated agents to effectively compare rates and coverage to ensure clients receive the quality protection they deserve. The agency’s broad network of providers ensures that they can secure superior Louisiana insurance, and the most affordable online insurance quotes, for all coverage needs!