Many people pledge to be smarter with their spending and finances during the new year, so why not take the time to ensure that money is not being lost on unnecessary home insurance claims and payments?
Mission Viejo, California (PRWEB) January 05, 2012
It’s that time of year again; a time for everyone to take a moment and reflect on the past year and think about what they can do better in the future. As individuals begin to make their list of new year’s resolutions, the team at Insurance Solutions would like to remind them of why it is essential that they remember to include a review of their California home insurance policies. Many homeowners have had the same policy for years, but this doesn’t necessarily mean that it still provides comprehensive coverage. As time goes on, California residents’ home insurance needs can change.
The experts at Insurance Solutions want all local residents to have the right amount of California home insurance coverage in order to avoid costly accidents. Therefore, they have compiled a list of things that homeowners should double check at the beginning of the new year:
- Is the policy limit high enough to cover valuables like televisions, laptops and pricey antique décor? If not, it may be best to increase this limit so that they can be replaced in the event of a fire or theft.
- Review the deductible on a home insurance policy. A higher deductible will mean lower monthly payments, so some homeowners may find that increasing their deductible is a great money-saving tool.
- How much liability coverage is included under the policy? Homeowners may be at a higher risk of becoming the subject of a liability claim than they think. It’s essential for homeowners to have at least $100,000 in liability coverage since even small accidents can lead to costly claims.
Many people pledge to be smarter with their spending and finances during the new year, so why not take the time to ensure that money is not being lost on unnecessary home insurance claims and payments? The team at Insurance Solutions knows that when it comes to California home insurance, sometimes all it takes is a simple review in order to identify potential gaps and risks.
About Insurance Solutions:
Insurance Solutions boasts more than 45 years of experience writing both personal and business insurance policies in California. The agency can assist customers in everything from workers’ compensation, general liability and property needs to auto, home and life policies, as well as financial services. Most importantly, the team at Insurance Solutions always sticks to its core values, which help agents build trusting and honest relationships with clients who know that the doors at Insurance Solutions are always open to them.