While a basic Texas business insurance policy may provide comprehensive coverage for some companies, others require additional riders.
Houston, Texas (PRWEB) January 08, 2012
The team at Noltensmeyer Insurance Services, LLC knows that each company has its own unique Texas business insurance needs. The rocky economy has caused many companies to learn the importance of proper insurance coverage the hard way, as even minor mishaps can lead to costly repairs or lawsuits. Independent insurance agents like those at Noltensmeyer Insurance Services understand that there is no one-size-fits-all policy when it comes to business insurance, which is why the agency offers customized solutions for clients ranging from restaurants, to plumbers to electricians.
As many companies prepare to take on new goals during the new year, Noltensmeyer Insurance Services would like to highlight several insurance products that may be beneficial for businesses within the above sectors:
- Restaurants that plan on serving alcohol to patrons may consider purchasing liquor liability insurance. There are a number of potential issues that could stem from serving liquor. If a patron is served too many drinks and is subsequently involved in an accident, the restaurant could be held liable.
- Business owners who employ electricians should be sure to purchase sufficient workers compensation insurance since workers in this field could easily be injured on the job. Workers compensation claims can lead to significant financial losses for the company if it is not properly covered.
- Plumbing can be a profitable business, but it is easy for finances to be drained in the aftermath of an accident. Plumbers can obtain excess liability insurance to protect both themselves and their employees in the event that there is an onsite injury or damage is caused at a client’s residence or property.
While a basic Texas business insurance policy may provide comprehensive coverage for some companies, others require additional riders. In order to determine which rider policies are best suited to niche businesses, company owners can speak to experienced insurance agents like those at Noltensmeyer Insurance Services.
About Noltensmeyer Insurance Services, LLC:
Noltensmeyer Insurance Services is licensed in 16 states across the country and each staff member is licensed in specific states in order to ensure that customers receive the most personalized service. The 20 agents that comprise Noltensmeyer Insurance Services, LLC auto, home, commercial and life insurance policies. The agency’s staff is divided into team to help assist its clients who have specific insurance needs.
# # #