Announces Best Balance Transfer Card in America

Share Article announces the winners in the latest installment of "The Best Credit Cards in America Series," highlighting the Best Balance Transfer Credit Card.'s Best Credit Cards in America's Best Credit Cards in America

"The right balance transfer card can be an important tool for getting out of debt.", a leading consumer education and financial resource website, today announced the winners in the fourth installment of its best-in-class series, “The Best Credit Cards in America.” This installment features’s pick for the “Best Balance Transfer Credit Card.”

"The Best Credit Cards in America" series is the brainchild of nationally recognized credit card expert Beverly Blair Harzog, and is designed to give users a peek at the most "consumer friendly" cards in the marketplace. Harzog examines a variety of credit card categories and designates the best cards within that group. Cards are rated based upon a unique formula of 41 separate metrics that compare the cards’ costs and benefits.

“I decided to focus on balance transfers because credit card debt is such a huge problem in the U.S., especially right after the holidays. For some folks, the right balance transfer card can be an important tool for getting out of debt,” says Harzog. “Look, I know what this feels like. I've actually lived with scary amounts of credit card debt. There's a heavy feeling to debt. It colors everything you do and affects all of your decisions. When you get rid of it, it feels fabulous!”

The Best Balance Transfer Credit Card in America:

Winner: Citi Simplicity Card
This card offers a 21-month zero percent introductory APR on balance transfers. “It's a good card for anyone who has struggled to pay bills on time. There are no late fees and no penalty rate so this card is a little forgiving if you make a mistake,” Harzog says.

1st Runner-up: Discover More Card - 18 Month Promotional Balance Transfer
Tie for 2nd Runner-up: Discover More Card - $0 Balance Transfer Fee!
Tie for 2nd Runner-up: Discover Motiva Card

Read a full synopsis of the winners and methodology here.

And read about previous winners in the series:
The Best Credit Cards in America: Airline Miles and Low Interest
The Best Credit Cards in America: Student and Secured
The Best Credit Cards in America: Cash Back and Travel Rewards Cards

About provides straightforward news, tools, education and products to help consumers make smarter financial decisions. was established in 1995 with the goal of helping consumers with any credit standing to establish, rebuild, enhance and effectively use credit. Our industry experts create clear paths for consumers looking to improve their finances. For more information, go to


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