Many people pledge to be smarter with their spending and finances during the new year, so why not take the time to ensure that money is not being lost on unnecessary home insurance claims and payments?
Lombard, Illinois (PRWEB) January 22, 2012
It’s that time of year again; a time for everyone to look forward to what the new year has to offer and think about how they can make the most of 2012. As individuals begin to check things off of their New Year’s resolutions lists, the team at Equity Insurance Agency would like to remind them of why it is essential that they remember to include a review of their Illinois home insurance policies. Many homeowners have had the same policy for years, but this doesn’t necessarily mean that it still provides comprehensive coverage. As time goes on, Illinois residents’ home insurance needs can change.
The experts at Equity Insurance Agency want all local residents to have the right amount of Illinois home insurance coverage in order to avoid costly accidents. Therefore, they have compiled a list of things that homeowners should double check at the beginning of the new year:
- Is the policy limit high enough to cover valuables like televisions, laptops and pricey antique décor? If not, it may be best to increase this limit so that they can be replaced in the event of a fire or theft.
- Review the deductible on a home insurance policy. A higher deductible will mean lower monthly payments, so some homeowners may find that increasing their deductible is a great money-saving tool.
- How much liability coverage is included under the policy? Homeowners may be at a higher risk of becoming the subject of a liability claim than they think. It’s essential for homeowners to have at least $100,000 in liability coverage since even small accidents can lead to costly claims.
Many people pledge to be smarter with their spending and finances during the new year, so why not take the time to ensure that money is not being lost on unnecessary home insurance claims and payments? The team at Equity Insurance Agency knows that when it comes to Illinois home insurance, sometimes all it takes is a simple review in order to identify potential gaps and risks.
About Equity Insurance Agency, Inc.:
Since its founding in 1988, Equity Insurance Agency, Inc. has evolved in to a full-service insurance provider, serving both families and businesses throughout Illinois, Wisconsin, Indiana, Michigan, Ohio and Missouri. As the needs of its clients have continued to grow, so has the agency. Equity Insurance Agency, Inc. is dedicated to finding comprehensive and affordable insurance solutions for its customers across all six states.