(PRWEB) October 22, 2012
CarInsuranceDirectQuotes.com - click here to visit, a new car insurance tool, uses a driver's zip code to create an up-to-the-minute list of local insurance carriers, allowing motorists to get a better idea of how their policies stack up against other local options.
"Most drivers think about their car insurance policies about once or twice per year. They don't ever think about switching insurers, and that's alarming when you consider how often insurers change their pricing algorithms," said a representative of the website. "To avoid overpaying, we recommend comparing policies every few months, and our online tool gives motorists an easy way to do this."
After browsing through a local list of providers, drivers can select a specific insurance company to get a quote. Each carrier presents a different insurance quote form, which ensures the accuracy of each quoted premium. All of the car insurance quotes are completely free.
"Car insurance was once an extremely expensive purchase because drivers had to pay for every quote that they received," said the company representative. "Most insurance companies now offer free quotes online, and what we've done is create a quick, locale-specific resource that puts all of the quotes in one place. We make high-quality insurance policies much easier to find."
By reading insurance quotes, drivers can also make more effective decisions about deductibles, coverage levels and opt-in insurance coverage. Many insurance analysts recommend comprehensive and collision coverage, for instance, and drivers who understand their options are statistically more likely to purchase these options.
"Some drivers buy too much coverage, but most don't purchase enough," said the representative. "The only way to make sure that you're buying the right amount of car insurance is to go online and read through a few quotes. You simply can't make a good decision about insurance unless you understand what you're purchasing."
The website is a comprehensive insurance tool that also offers carrier lists for home insurance, life insurance and health insurance. CarInsuranceDirectQuotes.com representatives recommend comparing insurance rates for all of these products at least once or twice per year.
"Insurance companies use dozens of different factors to decide on rates for their customers," said the representative. "People need to take control of their policies. We make it easier to stay informed and to avoid high premiums, which cost some households thousands of extra dollars per year."
CarInsuranceDirectQuotes.com is an insurance website that offers comparison tools for various financial products such as homeowner's insurance, life insurance, car insurance and health insurance. For more information, insurance customers can visit http://www.carinsurancedirectquotes.com/